TORO EMPLOYEES
Federal • Bloomington, Minnesota • Est. 1974
Quick Facts
- Charter Number
- #21644
- Type
- Federal
- Established
- 1974
- Headquarters
- Bloomington, Minnesota 55420
- Address
- 8111 Lyndale Ave S
- Branches
- 1
- Members
- 2,958
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,958 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TORO EMPLOYEES |
|---|---|
| Total Assets | $41.3M |
| Members | 2,958 |
| Loans Outstanding | $29.8M |
| Shares & Deposits | $35.3M |
| Net Worth | $5.7M |
| Net Worth Ratio | 13.86% |
| Loan-to-Share Ratio | 84.4% |
| Delinquency Rate | 0.87% |
| Net Income | +$500,734 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Toro Employees Federal Credit Union
Main Office8111 Lyndale Ave S
Bloomington, MN 55420
Who Can Join TORO EMPLOYEES?
Membership Type: Community
Membership eligibility for TORO EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact TORO EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. TORO EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TORO EMPLOYEES has 2,958 members and a potential membership field of 7,000 people.
TORO EMPLOYEES's net worth ratio is 13.86% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.9%, TORO EMPLOYEES meets this threshold.
TORO EMPLOYEES operates 1 branch location. The main office is located at 8111 Lyndale Ave S, Bloomington, MN 55420.
TORO EMPLOYEES was established in 1974. It is a federal credit union chartered under charter number 21644. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TORO EMPLOYEES. All financial data is for informational purposes only.