TOWPATH
Federal • Fairlawn, Ohio • Est. 0
Quick Facts
- Charter Number
- #96658
- Type
- Federal
- Established
- 0
- Headquarters
- Fairlawn, Ohio 44333
- Address
- 2969 Smith Rd
- Branches
- 4
- ATMs
- 4
- Members
- 25,500
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
25,500 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TOWPATH |
|---|---|
| Total Assets | $210.7M |
| Members | 25,500 |
| Loans Outstanding | $151.2M |
| Shares & Deposits | $186.2M |
| Net Worth | $23.7M |
| Net Worth Ratio | 11.24% |
| Loan-to-Share Ratio | 81.2% |
| Delinquency Rate | 0.87% |
| Net Income | +$3,064,697 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 4 ATMs
Main Office
Main Office2969 Smith Rd
Fairlawn, OH 44333
North Hill
645 N Main St
Akron, OH 44310
Portage Lakes
2500 N Turkeyfoot Rd
Coventry Township, OH 44319-1141
Cuyahoga Falls
505 Graham Rd
Cuyahoga Falls, OH 44221
Who Can Join TOWPATH?
Membership Type: Community
Membership eligibility for TOWPATH may vary. Contact the credit union directly to confirm qualification requirements.
Contact TOWPATH directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. TOWPATH is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TOWPATH has 25,500 members and a potential membership field of 277,000 people.
TOWPATH's net worth ratio is 11.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.2%, TOWPATH meets this threshold.
TOWPATH operates 4 branch locations and has access to 4 ATMs. The main office is located at 2969 Smith Rd, Fairlawn, OH 44333.
TOWPATH was established in 0. It is a federal credit union chartered under charter number 96658. The institution has been serving members for 2026 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TOWPATH. All financial data is for informational purposes only.