TRADES & LABOR
Federal • ALBERT LEA, Minnesota • Est. 1958
Quick Facts
- Charter Number
- #24674
- Type
- Federal
- Established
- 1958
- Headquarters
- ALBERT LEA, Minnesota 56007
- Address
- 610 SO BROADWAY AVE
- Branches
- 1
- Members
- 2,184
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
2,184 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRADES & LABOR |
|---|---|
| Total Assets | $22.0M |
| Members | 2,184 |
| Loans Outstanding | $14.6M |
| Shares & Deposits | $18.5M |
| Net Worth | $3.3M |
| Net Worth Ratio | 15.16% |
| Loan-to-Share Ratio | 79.0% |
| Delinquency Rate | 1.53% |
| Net Income | +$384,740 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
TRADES & LABOR FCU
Main Office610 S BROADWAY AVE
ALBERT LEA, MN 56007-4526
Who Can Join TRADES & LABOR?
Membership Type: Community
Membership eligibility for TRADES & LABOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRADES & LABOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. TRADES & LABOR is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRADES & LABOR has 2,184 members and a potential membership field of 3,500 people.
TRADES & LABOR's net worth ratio is 15.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.2%, TRADES & LABOR meets this threshold.
TRADES & LABOR operates 1 branch location. The main office is located at 610 S BROADWAY AVE, ALBERT LEA, MN 56007-4526.
TRADES & LABOR was established in 1958. It is a federal credit union chartered under charter number 24674. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRADES & LABOR. All financial data is for informational purposes only.