TRADES & LABOR
Federal • Albert Lea, Minnesota • Est. 1958
Quick Facts
- Charter Number
- #24674
- Type
- Federal
- Established
- 1958
- Headquarters
- Albert Lea, Minnesota 56007-4526
- Address
- 610 S BROADWAY AVE
- Branches
- 1
- Members
- 2,186
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,186 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRADES & LABOR |
|---|---|
| Total Assets | $22.9M |
| Members | 2,186 |
| Loans Outstanding | $14.7M |
| Shares & Deposits | $19.4M |
| Net Worth | $3.4M |
| Net Worth Ratio | 14.93% |
| Loan-to-Share Ratio | 75.6% |
| Delinquency Rate | 0.94% |
| Net Income | +$88,329 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
TRADES & LABOR FCU
Main Office610 S BROADWAY AVE
Albert Lea, MN 56007-4526
Who Can Join TRADES & LABOR?
Membership Type: Community
Membership eligibility for TRADES & LABOR may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRADES & LABOR directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Minnesota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Minnesota RankingsFrequently Asked Questions
TRADES & LABOR is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRADES & LABOR has 2,186 members and a potential membership field of 3,500 people.
TRADES & LABOR's reported net worth ratio is 14.93% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRADES & LABOR operates 1 branch location. The main office is located at 610 S BROADWAY AVE, Albert Lea, MN 56007-4526.
TRADES & LABOR was established in 1958. It is a federal credit union chartered under charter number 24674. The institution has been serving members for 68 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRADES & LABOR. All financial data is for informational purposes only.