TRU
Federal • Greenwood, South Carolina • Est. 1974
Quick Facts
- Charter Number
- #21628
- Type
- Federal
- Established
- 1974
- Headquarters
- Greenwood, South Carolina 29649-2713
- Address
- 617 Durst Ave E
- Branches
- 3
- ATMs
- 2
- Members
- 7,249
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,249 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRU |
|---|---|
| Total Assets | $63.9M |
| Members | 7,249 |
| Loans Outstanding | $36.4M |
| Shares & Deposits | $55.3M |
| Net Worth | $6.9M |
| Net Worth Ratio | 10.87% |
| Loan-to-Share Ratio | 65.8% |
| Delinquency Rate | 0.34% |
| Net Income | +$908,427 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 2 ATMs
617 Durst Ave E Greenwood, S.C. 29649-2713
Main Office617 Durst Ave E
Greenwood, SC 29649-2713
1632 Main St S Greenwood, S.C. 29646-4123
1632 Main St S
Greenwood, SC 29646-4123
4897 W Lake Park Blvd, West Valley City, Utah 84120-8205
4897 W Lake Park Blvd
West Valley City, UT 84120-8205
Who Can Join TRU?
Membership Type: Other/Unknown
Membership eligibility for TRU may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Browse all federally insured credit unions in South Carolina, ranked by assets, members, and financial health score.
View South Carolina RankingsFrequently Asked Questions
Yes. TRU is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRU has 7,249 members and a potential membership field of 16,000 people.
TRU's net worth ratio is 10.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.9%, TRU meets this threshold.
TRU operates 3 branch locations and has access to 2 ATMs. The main office is located at 617 Durst Ave E, Greenwood, SC 29649-2713.
TRU was established in 1974. It is a federal credit union chartered under charter number 21628. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRU. All financial data is for informational purposes only.