TRU
Federal • Greenwood, South Carolina • Est. 1974
Quick Facts
- Charter Number
- #21628
- Type
- Federal
- Established
- 1974
- Headquarters
- Greenwood, South Carolina 29649-2713
- Address
- 617 Durst Ave E
- Branches
- 4
- ATMs
- 2
- Members
- 7,343
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,343 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRU |
|---|---|
| Total Assets | $63.5M |
| Members | 7,343 |
| Loans Outstanding | $37.2M |
| Shares & Deposits | $55.4M |
| Net Worth | $7.0M |
| Net Worth Ratio | 11.04% |
| Loan-to-Share Ratio | 67.2% |
| Delinquency Rate | 0.36% |
| Net Income | +$79,572 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 2 ATMs
617 Durst Ave E Greenwood, S.C. 29649-2713
Main Office617 Durst Ave E
Greenwood, SC 29649-2713
1632 Main St S Greenwood, S.C. 29646-4123
1632 Main St S
Greenwood, SC 29646-4123
4897 W Lake Park Blvd, West Valley City, Utah 84120-8205
4897 W Lake Park Blvd
West Valley City, UT 84120-8205
Main St
1128 Main St S
Greenwood, SC 29646
Who Can Join TRU?
Membership Type: Other/Unknown
Membership eligibility for TRU may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
TRU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRU has 7,343 members and a potential membership field of 16,000 people.
TRU's reported net worth ratio is 11.04% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRU operates 4 branch locations and has access to 2 ATMs. The main office is located at 617 Durst Ave E, Greenwood, SC 29649-2713.
TRU was established in 1974. It is a federal credit union chartered under charter number 21628. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRU. All financial data is for informational purposes only.