TRUST
Federal • Chattanooga, Tennessee • Est. 1934
Quick Facts
- Charter Number
- #24629
- Type
- Federal
- Established
- 1934
- Headquarters
- Chattanooga, Tennessee 37402
- Address
- 555 Walnut St Ste 100
- Branches
- 3
- ATMs
- 3
- Members
- 7,617
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,617 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRUST |
|---|---|
| Total Assets | $140.4M |
| Members | 7,617 |
| Loans Outstanding | $105.9M |
| Shares & Deposits | $123.1M |
| Net Worth | $16.4M |
| Net Worth Ratio | 11.68% |
| Loan-to-Share Ratio | 86.1% |
| Delinquency Rate | 1.66% |
| Net Income | +$137,173 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 3 ATMs
Northgate Branch
2186 Northgate Park Ln
Chattanooga, TN 37415-6911
Main Office
Main Office555 Walnut St Ste 100
Chattanooga, TN 37402
Gunbarrel Branch
1529 Gunbarrel Rd
Chattanooga, TN 37421
Who Can Join TRUST?
Membership Type: Community
Membership eligibility for TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
TRUST is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, TRUST has 7,617 members and a potential membership field of 120,000 people.
TRUST's reported net worth ratio is 11.68% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
TRUST operates 3 branch locations and has access to 3 ATMs. The main office is located at 555 Walnut St Ste 100, Chattanooga, TN 37402.
TRUST was established in 1934. It is a federal credit union chartered under charter number 24629. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or TRUST. All financial data is for informational purposes only.