TRUST
Federal • Chattanooga, Tennessee • Est. 1934
Quick Facts
- Charter Number
- #24629
- Type
- Federal
- Established
- 1934
- Headquarters
- Chattanooga, Tennessee 37421
- Address
- 7386 Applegate Lane
- Branches
- 3
- ATMs
- 3
- Members
- 7,704
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
7,704 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | TRUST |
|---|---|
| Total Assets | $136.4M |
| Members | 7,704 |
| Loans Outstanding | $103.7M |
| Shares & Deposits | $119.2M |
| Net Worth | $16.3M |
| Net Worth Ratio | 11.92% |
| Loan-to-Share Ratio | 87.0% |
| Delinquency Rate | 1.96% |
| Net Income | +$1,607,441 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Northgate Branch
2186 Northgate Park Ln
Chattanooga, TN 37415-6911
Main Office
Main Office555 Walnut St Ste 100
Chattanooga, TN 37402
Gunbarrel Branch
1529 Gunbarrel Rd
Chattanooga, TN 37421
Who Can Join TRUST?
Membership Type: Community
Membership eligibility for TRUST may vary. Contact the credit union directly to confirm qualification requirements.
Contact TRUST directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. TRUST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, TRUST has 7,704 members and a potential membership field of 120,000 people.
TRUST's net worth ratio is 11.92% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.9%, TRUST meets this threshold.
TRUST operates 3 branch locations and has access to 3 ATMs. The main office is located at 555 Walnut St Ste 100, Chattanooga, TN 37402.
TRUST was established in 1934. It is a federal credit union chartered under charter number 24629. The institution has been serving members for 92 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or TRUST. All financial data is for informational purposes only.