U S EMPLOYEES
Federal • Fairmont, West Virginia • Est. 1950
Quick Facts
- Charter Number
- #6672
- Type
- Federal
- Established
- 1950
- Headquarters
- Fairmont, West Virginia 26555-0885
- Address
- P O Box 885
- Branches
- 2
- Members
- 115
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Poor financial health. One or more key ratios are below NCUA thresholds. All deposits remain federally insured up to $250,000.
Financial Overview
Total Assets
Members
115 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U S EMPLOYEES |
|---|---|
| Total Assets | $533K |
| Members | 115 |
| Loans Outstanding | $157K |
| Shares & Deposits | $484K |
| Net Worth | $48K |
| Net Worth Ratio | 8.93% |
| Loan-to-Share Ratio | 32.4% |
| Delinquency Rate | 4.26% |
| Net Income | $-12,357 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations
U S POST OFFICE
Main Office331 Madison St
Fairmont, WV 26554-3124
U S Post Office
331 Madison St
Fairmont, WV 26554
Who Can Join U S EMPLOYEES?
Membership Type: Community
Membership eligibility for U S EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact U S EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. U S EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U S EMPLOYEES has 115 members and a potential membership field of 150 people.
U S EMPLOYEES's net worth ratio is 8.93% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.9%, U S EMPLOYEES meets this threshold.
U S EMPLOYEES operates 2 branch locations. The main office is located at 331 Madison St, Fairmont, WV 26554-3124.
U S EMPLOYEES was established in 1950. It is a federal credit union chartered under charter number 6672. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U S EMPLOYEES. All financial data is for informational purposes only.