U. S. I.
Federal • Deer Park, Texas • Est. 1959
Quick Facts
- Charter Number
- #13132
- Type
- Federal
- Established
- 1959
- Headquarters
- Deer Park, Texas 77536
- Address
- PO Box D
- Branches
- 1
- Members
- 2,091
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Below-average financial health. Net worth ratio may be approaching regulatory minimums. Members' deposits remain insured up to $250,000.
Financial Overview
Total Assets
Members
2,091 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U. S. I. |
|---|---|
| Total Assets | $25.5M |
| Members | 2,091 |
| Loans Outstanding | $20.6M |
| Shares & Deposits | $19.7M |
| Net Worth | $5.7M |
| Net Worth Ratio | 22.24% |
| Loan-to-Share Ratio | 104.8% |
| Delinquency Rate | 3.41% |
| Net Income | +$266,488 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
USI Federal Credit Union
Main Office1515 Miller Cut Off RD
La Porte, TX 77571
Who Can Join U. S. I.?
Membership Type: Community
Membership eligibility for U. S. I. may vary. Contact the credit union directly to confirm qualification requirements.
Contact U. S. I. directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. U. S. I. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U. S. I. has 2,091 members and a potential membership field of 3,000 people.
U. S. I.'s net worth ratio is 22.24% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 22.2%, U. S. I. meets this threshold.
U. S. I. operates 1 branch location. The main office is located at 1515 Miller Cut Off RD, La Porte, TX 77571.
U. S. I. was established in 1959. It is a federal credit union chartered under charter number 13132. The institution has been serving members for 67 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U. S. I.. All financial data is for informational purposes only.