U. T.
Federal • Knoxville, Tennessee • Est. 1969
Quick Facts
- Charter Number
- #19448
- Type
- Federal
- Established
- 1969
- Headquarters
- Knoxville, Tennessee 37950
- Address
- P.O. Box 51848
- Branches
- 10
- ATMs
- 7
- Members
- 25,742
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
25,742 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U. T. |
|---|---|
| Total Assets | $561.6M |
| Members | 25,742 |
| Loans Outstanding | $459.9M |
| Shares & Deposits | $482.1M |
| Net Worth | $52.5M |
| Net Worth Ratio | 9.35% |
| Loan-to-Share Ratio | 95.4% |
| Delinquency Rate | 0.18% |
| Net Income | +$4,134,415 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
10 locations · 7 ATMs
UT Federal Credit Union - White Avenue
2100 White Ave
Knoxville, TN 37916-2216
UT Federal Credit Union - Hospital Branch
1924 Alcoa Hwy
Knoxville, TN 37920-1511
UT Federal Credit Union - West Branch
9700 Kingston Pike
Knoxville, TN 37922
UT Federal Credit Union - Emory Rd Branch
707 E Emory Rd
Knoxville, TN 37938-4614
UT Federal Credit Union - Martin Branch
103 Hurt St
Martin, TN 38237-2909
Who Can Join U. T.?
Membership Type: Other/Unknown
Membership eligibility for U. T. may vary. Contact the credit union directly to confirm qualification requirements.
Contact U. T. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Browse all federally insured credit unions in Tennessee, ranked by assets, members, and financial health score.
View Tennessee RankingsFrequently Asked Questions
Yes. U. T. is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, U. T. has 25,742 members and a potential membership field of 700,000 people.
U. T.'s net worth ratio is 9.35% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 9.3%, U. T. meets this threshold.
U. T. operates 10 branch locations and has access to 7 ATMs. The main office is located at 1512 Coleman Rd, Knoxville, TN 37909.
U. T. was established in 1969. It is a federal credit union chartered under charter number 19448. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or U. T.. All financial data is for informational purposes only.