U. T.
Federal • Knoxville, Tennessee • Est. 1969
Quick Facts
- Charter Number
- #19448
- Type
- Federal
- Established
- 1969
- Headquarters
- Knoxville, Tennessee 37909
- Address
- 1512 Coleman Rd
- Branches
- 10
- ATMs
- 7
- Members
- 25,612
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
25,612 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | U. T. |
|---|---|
| Total Assets | $572.1M |
| Members | 25,612 |
| Loans Outstanding | $453.8M |
| Shares & Deposits | $494.9M |
| Net Worth | $53.0M |
| Net Worth Ratio | 9.26% |
| Loan-to-Share Ratio | 91.7% |
| Delinquency Rate | 0.15% |
| Net Income | +$584,148 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
10 locations · 7 ATMs
UT Federal Credit Union - White Avenue
2100 White Ave
Knoxville, TN 37916-2216
UT Federal Credit Union - Hospital Branch
1924 Alcoa Hwy
Knoxville, TN 37920-1511
UT Federal Credit Union - West Branch
9700 Kingston Pike
Knoxville, TN 37922
UT Federal Credit Union - Emory Rd Branch
707 E Emory Rd
Knoxville, TN 37938-4614
UT Federal Credit Union - Martin Branch
103 Hurt St
Martin, TN 38237-2909
Who Can Join U. T.?
Membership Type: Other/Unknown
Membership eligibility for U. T. may vary. Contact the credit union directly to confirm qualification requirements.
Contact U. T. directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
U. T. is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, U. T. has 25,612 members and a potential membership field of 700,000 people.
U. T.'s reported net worth ratio is 9.26% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
U. T. operates 10 branch locations and has access to 7 ATMs. The main office is located at 1512 Coleman Rd, Knoxville, TN 37909.
U. T. was established in 1969. It is a federal credit union chartered under charter number 19448. The institution has been serving members for 57 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or U. T.. All financial data is for informational purposes only.