UNION BUILDING TRADES
Federal • Parsippany, New Jersey • Est. 1973
Quick Facts
- Charter Number
- #21244
- Type
- Federal
- Established
- 1973
- Headquarters
- Parsippany, New Jersey 07054
- Address
- 205 Cherry Hill Rd
- Branches
- 1
- ATMs
- 1
- Members
- 24,437
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
24,437 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNION BUILDING TRADES |
|---|---|
| Total Assets | $84.2M |
| Members | 24,437 |
| Loans Outstanding | $40.4M |
| Shares & Deposits | $70.2M |
| Net Worth | $10.8M |
| Net Worth Ratio | 12.86% |
| Loan-to-Share Ratio | 57.5% |
| Delinquency Rate | 1.05% |
| Net Income | $-48,534 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location · 1 ATMs
Union Building Trades Federal Credit Union
Main Office205 Cherry Hill Rd
Parsippany, NJ 07054
Who Can Join UNION BUILDING TRADES?
Membership Type: Community
Membership eligibility for UNION BUILDING TRADES may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNION BUILDING TRADES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in New Jersey
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View New Jersey RankingsFrequently Asked Questions
UNION BUILDING TRADES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNION BUILDING TRADES has 24,437 members and a potential membership field of 60,206 people.
UNION BUILDING TRADES's reported net worth ratio is 12.86% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNION BUILDING TRADES operates 1 branch location and has access to 1 ATMs. The main office is located at 205 Cherry Hill Rd, Parsippany, NJ 07054.
UNION BUILDING TRADES was established in 1973. It is a federal credit union chartered under charter number 21244. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNION BUILDING TRADES. All financial data is for informational purposes only.