UNION BUILDING TRADES
Federal • Parsippany, New Jersey • Est. 1973
Quick Facts
- Charter Number
- #21244
- Type
- Federal
- Established
- 1973
- Headquarters
- Parsippany, New Jersey 07054
- Address
- PO Box 6270
- Branches
- 1
- ATMs
- 1
- Members
- 24,584
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
24,584 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNION BUILDING TRADES |
|---|---|
| Total Assets | $83.9M |
| Members | 24,584 |
| Loans Outstanding | $35.5M |
| Shares & Deposits | $70.6M |
| Net Worth | $10.9M |
| Net Worth Ratio | 12.96% |
| Loan-to-Share Ratio | 50.3% |
| Delinquency Rate | 1.09% |
| Net Income | +$42,859 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Union Building Trades Federal Credit Union
Main Office205 Cherry Hill Rd
Parsippany, NJ 07054
Who Can Join UNION BUILDING TRADES?
Membership Type: Community
Membership eligibility for UNION BUILDING TRADES may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNION BUILDING TRADES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. UNION BUILDING TRADES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNION BUILDING TRADES has 24,584 members and a potential membership field of 60,206 people.
UNION BUILDING TRADES's net worth ratio is 12.96% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.0%, UNION BUILDING TRADES meets this threshold.
UNION BUILDING TRADES operates 1 branch location and has access to 1 ATMs. The main office is located at 205 Cherry Hill Rd, Parsippany, NJ 07054.
UNION BUILDING TRADES was established in 1973. It is a federal credit union chartered under charter number 21244. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNION BUILDING TRADES. All financial data is for informational purposes only.