UNITED CONSUMERS
State-Chartered • INDEPENDENCE, Missouri • Est. 1941
Quick Facts
- Charter Number
- #68410
- Type
- State-Chartered
- Established
- 1941
- Headquarters
- INDEPENDENCE, Missouri 64055
- Address
- 1111 E 23RD ST S
- Branches
- 5
- ATMs
- 5
- Members
- 16,704
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
16,704 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED CONSUMERS |
|---|---|
| Total Assets | $211.7M |
| Members | 16,704 |
| Loans Outstanding | $155.6M |
| Shares & Deposits | $184.9M |
| Net Worth | $24.8M |
| Net Worth Ratio | 11.73% |
| Loan-to-Share Ratio | 84.2% |
| Delinquency Rate | 0.85% |
| Net Income | +$3,804,280 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Savage
Main Office1111 E 23rd St S
Independence, MO 64055
Truman
400 W US Highway 24
Independence, MO 64050
Raytown
8730 E 63rd St
Raytown, MO 64133
South Belt
724 N Belt Hwy
Saint Joseph, MO 64506-3011
Olathe
1105 W Dennis Ave
Olathe, KS 66061
Who Can Join UNITED CONSUMERS?
Membership Type: Community
Membership eligibility for UNITED CONSUMERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED CONSUMERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. UNITED CONSUMERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED CONSUMERS has 16,704 members and a potential membership field of 1,601,412 people.
UNITED CONSUMERS's net worth ratio is 11.73% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.7%, UNITED CONSUMERS meets this threshold.
UNITED CONSUMERS operates 5 branch locations and has access to 5 ATMs. The main office is located at 1111 E 23rd St S, Independence, MO 64055.
UNITED CONSUMERS was established in 1941. It is a state-chartered credit union chartered under charter number 68410. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED CONSUMERS. All financial data is for informational purposes only.