UNITED EMPLOYEES
State-Chartered • ALBERT LEA, Minnesota • Est. 1932
Quick Facts
- Charter Number
- #60263
- Type
- State-Chartered
- Established
- 1932
- Headquarters
- ALBERT LEA, Minnesota 56007
- Address
- P.O. BOX 729
- Branches
- 1
- Members
- 3,993
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,993 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED EMPLOYEES |
|---|---|
| Total Assets | $64.7M |
| Members | 3,993 |
| Loans Outstanding | $27.6M |
| Shares & Deposits | $55.4M |
| Net Worth | $8.9M |
| Net Worth Ratio | 13.74% |
| Loan-to-Share Ratio | 49.8% |
| Delinquency Rate | 0.54% |
| Net Income | +$894,204 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
United Employees Credit Union
Main Office430 Bridge Ave
Albert Lea, MN 56007
Who Can Join UNITED EMPLOYEES?
Membership Type: Community
Membership eligibility for UNITED EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. UNITED EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED EMPLOYEES has 3,993 members and a potential membership field of 10,000 people.
UNITED EMPLOYEES's net worth ratio is 13.74% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.7%, UNITED EMPLOYEES meets this threshold.
UNITED EMPLOYEES operates 1 branch location. The main office is located at 430 Bridge Ave, Albert Lea, MN 56007.
UNITED EMPLOYEES was established in 1932. It is a state-chartered credit union chartered under charter number 60263. The institution has been serving members for 94 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED EMPLOYEES. All financial data is for informational purposes only.