UNITED HERITAGE
State-Chartered • Austin, Texas • Est. 1957
Quick Facts
- Charter Number
- #68251
- Type
- State-Chartered
- Established
- 1957
- Headquarters
- Austin, Texas 78759-2247
- Address
- 12515 Research Blvd Bldg 5
- Branches
- 12
- ATMs
- 11
- Members
- 83,638
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
83,638 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED HERITAGE |
|---|---|
| Total Assets | $1.7B |
| Members | 83,638 |
| Loans Outstanding | $1.2B |
| Shares & Deposits | $1.3B |
| Net Worth | $169.1M |
| Net Worth Ratio | 10.06% |
| Loan-to-Share Ratio | 92.8% |
| Delinquency Rate | 1.12% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
12 locations · 11 ATMs
South Austin
6400 Menchaca Rd
Austin, TX 78745
Southwest Austin
5011 W Slaughter Ln Bldg 1
Austin, TX 78749
Round Rock
301 Mays Xing
Round Rock, TX 78664-6787
Georgetown
12 Waters Edge Cir
Georgetown, TX 78626
Cedar Park
1801 E Whitestone Blvd
Cedar Park, TX 78613-7425
Who Can Join UNITED HERITAGE?
Membership Type: Community
Membership eligibility for UNITED HERITAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED HERITAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
UNITED HERITAGE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNITED HERITAGE has 83,638 members and a potential membership field of 1,000,000 people.
UNITED HERITAGE's reported net worth ratio is 10.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNITED HERITAGE operates 12 branch locations and has access to 11 ATMs. The main office is located at 12515 Research Blvd Bldg 5, Austin, TX 78759-2247.
UNITED HERITAGE was established in 1957. It is a state-chartered credit union chartered under charter number 68251. The institution has been serving members for 69 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNITED HERITAGE. All financial data is for informational purposes only.