UNITED
State-Chartered • Mexico, Missouri • Est. 1935
Quick Facts
- Charter Number
- #63597
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Mexico, Missouri 65265
- Address
- PO Box 858
- Branches
- 9
- ATMs
- 7
- Members
- 28,440
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
28,440 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED |
|---|---|
| Total Assets | $293.0M |
| Members | 28,440 |
| Loans Outstanding | $185.5M |
| Shares & Deposits | $247.4M |
| Net Worth | $44.0M |
| Net Worth Ratio | 15.03% |
| Loan-to-Share Ratio | 75.0% |
| Delinquency Rate | 0.41% |
| Net Income | +$3,854,208 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
9 locations · 7 ATMs
Operations
Main Office2401 Lakeview Rd
Mexico, MO 65265-1301
Vandalia Branch
210 W Washington St
Vandalia, MO 63382
Moberly Branch
1791 E Outer Rd
Moberly, MO 65270-4570
Troy Branch
200 Main St
Troy, MO 63379
Columbia Branch
3421 Grindstone Pkwy
Columbia, MO 65201-5691
Who Can Join UNITED?
Membership Type: Community
Membership eligibility for UNITED may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Missouri RankingsFrequently Asked Questions
Yes. UNITED is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED has 28,440 members and a potential membership field of 489,659 people.
UNITED's net worth ratio is 15.03% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.0%, UNITED meets this threshold.
UNITED operates 9 branch locations and has access to 7 ATMs. The main office is located at 2401 Lakeview Rd, Mexico, MO 65265-1301.
UNITED was established in 1935. It is a state-chartered credit union chartered under charter number 63597. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED. All financial data is for informational purposes only.