UNITED POLES
Federal • PERTH AMBOY, New Jersey • Est. 1965
Quick Facts
- Charter Number
- #16577
- Type
- Federal
- Established
- 1965
- Headquarters
- PERTH AMBOY, New Jersey 08861
- Address
- 412 NEW BRUNSWICK AVE
- Branches
- 3
- Members
- 2,154
- Membership Type
- Occupational
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
2,154 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED POLES |
|---|---|
| Total Assets | $70.4M |
| Members | 2,154 |
| Loans Outstanding | $59.9M |
| Shares & Deposits | $64.6M |
| Net Worth | $4.8M |
| Net Worth Ratio | 6.87% |
| Loan-to-Share Ratio | 92.6% |
| Delinquency Rate | 1.18% |
| Net Income | +$373,939 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
MAIN OFFICE
Main Office412 NEW BRUNSWICK AVE
PERTH AMBOY, NJ 08861
LINDEN BRANCH
1161 W SAINT GEORGES AVE
LINDEN, NJ 07036
EAST BRUNSWICK BRANCH
111 MAIN ST STE 2
EAST BRUNSWICK, NJ 08816
Who Can Join UNITED POLES?
Membership Type: Occupational
Membership eligibility for UNITED POLES may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED POLES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. UNITED POLES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED POLES has 2,154 members and a potential membership field of 5,000 people.
UNITED POLES's net worth ratio is 6.87% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. This is below the 7% well-capitalized threshold.
UNITED POLES operates 3 branch locations. The main office is located at 412 NEW BRUNSWICK AVE, PERTH AMBOY, NJ 08861.
UNITED POLES was established in 1965. It is a federal credit union chartered under charter number 16577. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED POLES. All financial data is for informational purposes only.