UNITED SAVINGS
State-Chartered • Fargo, North Dakota • Est. 1935
Quick Facts
- Charter Number
- #65578
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- Fargo, North Dakota 58102
- Address
- 1001 1st Ave N
- Branches
- 5
- ATMs
- 5
- Members
- 7,161
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
7,161 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED SAVINGS |
|---|---|
| Total Assets | $125.3M |
| Members | 7,161 |
| Loans Outstanding | $88.2M |
| Shares & Deposits | $108.8M |
| Net Worth | $15.7M |
| Net Worth Ratio | 12.54% |
| Loan-to-Share Ratio | 81.0% |
| Delinquency Rate | 1.30% |
| Net Income | +$59,348 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
5 locations · 5 ATMs
MAIN OFFICE
Main Office1001 1st Ave N
Fargo, ND 58102
Dilworth Office
1407 W Highway 10
Dilworth, MN 56529
Detroit Lakes
1121 Highway 10 E
Detroit Lakes, MN 56501-4215
NORTH BRANCH
2940 UNIVERSITY DR N
Fargo, ND 58102
SOUTH BRANCH
4505 47TH AVE S # 4248
Fargo, ND 58104-6078
Who Can Join UNITED SAVINGS?
Membership Type: Community
Membership eligibility for UNITED SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
UNITED SAVINGS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNITED SAVINGS has 7,161 members and a potential membership field of 100,000 people.
UNITED SAVINGS's reported net worth ratio is 12.54% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNITED SAVINGS operates 5 branch locations and has access to 5 ATMs. The main office is located at 1001 1st Ave N, Fargo, ND 58102.
UNITED SAVINGS was established in 1935. It is a state-chartered credit union chartered under charter number 65578. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNITED SAVINGS. All financial data is for informational purposes only.