UNITED SAVINGS
State-Chartered • FARGO, North Dakota • Est. 1935
Quick Facts
- Charter Number
- #65578
- Type
- State-Chartered
- Established
- 1935
- Headquarters
- FARGO, North Dakota 58102
- Address
- PO BOX 2308
- Branches
- 5
- ATMs
- 5
- Members
- 7,167
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
7,167 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED SAVINGS |
|---|---|
| Total Assets | $122.4M |
| Members | 7,167 |
| Loans Outstanding | $89.6M |
| Shares & Deposits | $105.9M |
| Net Worth | $15.6M |
| Net Worth Ratio | 12.78% |
| Loan-to-Share Ratio | 84.6% |
| Delinquency Rate | 0.86% |
| Net Income | +$790,715 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
MAIN OFFICE
Main Office1001 1st Ave N
Fargo, ND 58102
Dilworth Office
1407 W Highway 10
Dilworth, MN 56529
Detroit Lakes
1121 Highway 10 E
Detroit Lakes, MN 56501-4215
NORTH BRANCH
2940 UNIVERSITY DR N
FARGO, ND 58102
SOUTH BRANCH
4505 47TH AVE S # 4248
FARGO, ND 58104-6078
Who Can Join UNITED SAVINGS?
Membership Type: Community
Membership eligibility for UNITED SAVINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED SAVINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Browse all federally insured credit unions in North Dakota, ranked by assets, members, and financial health score.
View North Dakota RankingsFrequently Asked Questions
Yes. UNITED SAVINGS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED SAVINGS has 7,167 members and a potential membership field of 100,000 people.
UNITED SAVINGS's net worth ratio is 12.78% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.8%, UNITED SAVINGS meets this threshold.
UNITED SAVINGS operates 5 branch locations and has access to 5 ATMs. The main office is located at 1001 1st Ave N, Fargo, ND 58102.
UNITED SAVINGS was established in 1935. It is a state-chartered credit union chartered under charter number 65578. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED SAVINGS. All financial data is for informational purposes only.