UNITED SOUTHEAST
Federal • Bristol, Tennessee • Est. 1941
Quick Facts
- Charter Number
- #4714
- Type
- Federal
- Established
- 1941
- Headquarters
- Bristol, Tennessee 37620
- Address
- 1545 Bluff City Highway
- Branches
- 6
- ATMs
- 6
- Members
- 23,361
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
23,361 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNITED SOUTHEAST |
|---|---|
| Total Assets | $251.0M |
| Members | 23,361 |
| Loans Outstanding | $161.5M |
| Shares & Deposits | $215.9M |
| Net Worth | $33.9M |
| Net Worth Ratio | 13.51% |
| Loan-to-Share Ratio | 74.8% |
| Delinquency Rate | 0.43% |
| Net Income | +$3,821,502 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
6 locations · 6 ATMs
Corporate Office
Main Office1545 Bluff City Hwy
Bristol, TN 37620-6018
Lee Highway Branch
2555 Lee Highway
Bristol, VA 24201-1625
Boones Creek Branch
4718 N Roan St
Johnson City, TN 37615-3837
Abingdon Branch
1060 W Main St Ste 1
Abingdon, VA 24210
Lebanon Branch
1636 E Main St
Lebanon, VA 24266
Who Can Join UNITED SOUTHEAST?
Membership Type: Community
Membership eligibility for UNITED SOUTHEAST may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNITED SOUTHEAST directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. UNITED SOUTHEAST is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNITED SOUTHEAST has 23,361 members and a potential membership field of 581,614 people.
UNITED SOUTHEAST's net worth ratio is 13.51% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, UNITED SOUTHEAST meets this threshold.
UNITED SOUTHEAST operates 6 branch locations and has access to 6 ATMs. The main office is located at 1545 Bluff City Hwy, Bristol, TN 37620-6018.
UNITED SOUTHEAST was established in 1941. It is a federal credit union chartered under charter number 4714. The institution has been serving members for 85 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNITED SOUTHEAST. All financial data is for informational purposes only.