UNIVERSITY
Federal • Grand Forks, North Dakota • Est. 1937
Quick Facts
- Charter Number
- #1904
- Type
- Federal
- Established
- 1937
- Headquarters
- Grand Forks, North Dakota 58201
- Address
- 1575 17th Ave S
- Branches
- 2
- ATMs
- 2
- Members
- 3,626
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
3,626 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY |
|---|---|
| Total Assets | $45.2M |
| Members | 3,626 |
| Loans Outstanding | $25.8M |
| Shares & Deposits | $38.6M |
| Net Worth | $6.4M |
| Net Worth Ratio | 14.05% |
| Loan-to-Share Ratio | 66.8% |
| Delinquency Rate | 0.58% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Branch Ofc
Main Office1575 17th Ave S
Grand Forks, ND 58201
Campus Office
2600 Red Jarrett Way
Grand Forks, ND 58203
Who Can Join UNIVERSITY?
Membership Type: Community
Membership eligibility for UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Dakota
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Dakota RankingsFrequently Asked Questions
UNIVERSITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UNIVERSITY has 3,626 members and a potential membership field of 17,000 people.
UNIVERSITY's reported net worth ratio is 14.05% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UNIVERSITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 1575 17th Ave S, Grand Forks, ND 58201.
UNIVERSITY was established in 1937. It is a federal credit union chartered under charter number 1904. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY. All financial data is for informational purposes only.