UNIVERSITY
Federal • Grand Forks, North Dakota • Est. 1937
Quick Facts
- Charter Number
- #1904
- Type
- Federal
- Established
- 1937
- Headquarters
- Grand Forks, North Dakota 58201
- Address
- 1575 17th Ave S
- Branches
- 2
- ATMs
- 2
- Members
- 3,632
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
3,632 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UNIVERSITY |
|---|---|
| Total Assets | $45.0M |
| Members | 3,632 |
| Loans Outstanding | $26.3M |
| Shares & Deposits | $38.7M |
| Net Worth | $6.2M |
| Net Worth Ratio | 13.72% |
| Loan-to-Share Ratio | 68.0% |
| Delinquency Rate | 0.63% |
| Net Income | +$603,315 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Branch Ofc
Main Office1575 17th Ave S
Grand Forks, ND 58201
Campus Office
2600 Red Jarrett Way
Grand Forks, ND 58203
Who Can Join UNIVERSITY?
Membership Type: Community
Membership eligibility for UNIVERSITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact UNIVERSITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Dakota RankingsFrequently Asked Questions
Yes. UNIVERSITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UNIVERSITY has 3,632 members and a potential membership field of 17,000 people.
UNIVERSITY's net worth ratio is 13.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.7%, UNIVERSITY meets this threshold.
UNIVERSITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 1575 17th Ave S, Grand Forks, ND 58201.
UNIVERSITY was established in 1937. It is a federal credit union chartered under charter number 1904. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UNIVERSITY. All financial data is for informational purposes only.