UPPER CUMBERLAND
Federal • Crossville, Tennessee • Est. 1935
Quick Facts
- Charter Number
- #832
- Type
- Federal
- Established
- 1935
- Headquarters
- Crossville, Tennessee 38555
- Address
- 627 Livingston Rd
- Branches
- 4
- ATMs
- 4
- Members
- 9,373
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,373 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UPPER CUMBERLAND |
|---|---|
| Total Assets | $138.1M |
| Members | 9,373 |
| Loans Outstanding | $105.7M |
| Shares & Deposits | $122.8M |
| Net Worth | $12.9M |
| Net Worth Ratio | 9.66% |
| Loan-to-Share Ratio | 86.1% |
| Delinquency Rate | 0.08% |
| Net Income | +$255,033 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
4 locations · 4 ATMs
627 Livingston Road
Main Office627 Livingston Rd
Crossville, TN 38555
Clarkrange Branch
6829 S York Hwy
Clarkrange, TN 38553
South Branch
9 Southbend Dr
Crossville, TN 38555
Putnam County Branch
1515 Interstate Dr
Cookeville, TN 38501
Who Can Join UPPER CUMBERLAND?
Membership Type: Community
Membership eligibility for UPPER CUMBERLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact UPPER CUMBERLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
UPPER CUMBERLAND is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UPPER CUMBERLAND has 9,373 members and a potential membership field of 190,237 people.
UPPER CUMBERLAND's reported net worth ratio is 9.66% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UPPER CUMBERLAND operates 4 branch locations and has access to 4 ATMs. The main office is located at 627 Livingston Rd, Crossville, TN 38555.
UPPER CUMBERLAND was established in 1935. It is a federal credit union chartered under charter number 832. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UPPER CUMBERLAND. All financial data is for informational purposes only.