UPSTATE
Federal • Anderson, South Carolina • Est. 1965
Quick Facts
- Charter Number
- #24484
- Type
- Federal
- Established
- 1965
- Headquarters
- Anderson, South Carolina 29625
- Address
- 123 Broadbent Way
- Branches
- 8
- ATMs
- 7
- Members
- 17,602
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
17,602 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UPSTATE |
|---|---|
| Total Assets | $148.1M |
| Members | 17,602 |
| Loans Outstanding | $96.7M |
| Shares & Deposits | $134.1M |
| Net Worth | $13.6M |
| Net Worth Ratio | 9.70% |
| Loan-to-Share Ratio | 72.1% |
| Delinquency Rate | 0.26% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 7 ATMs
Administration Center
Main Office123 Broadbent Way
Anderson, SC 29625
Honea Path Branch
430 N Main St
Honea Path, SC 29654-1440
Williamston Office
4 roberts Blvd
Williamston, SC 29697
South Anderson Branch Office
4805 Highway 81 S
Starr, SC 29684-9308
Whitehall / McGee Road Branch
910 Whitehall Rd
Anderson, SC 29625-2120
Who Can Join UPSTATE?
Membership Type: Other/Unknown
Membership eligibility for UPSTATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UPSTATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in South Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View South Carolina RankingsFrequently Asked Questions
UPSTATE is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, UPSTATE has 17,602 members and a potential membership field of 1,095,361 people.
UPSTATE's reported net worth ratio is 9.70% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
UPSTATE operates 8 branch locations and has access to 7 ATMs. The main office is located at 123 Broadbent Way, Anderson, SC 29625.
UPSTATE was established in 1965. It is a federal credit union chartered under charter number 24484. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or UPSTATE. All financial data is for informational purposes only.