UPSTATE
Federal • Anderson, South Carolina • Est. 1965
Quick Facts
- Charter Number
- #24484
- Type
- Federal
- Established
- 1965
- Headquarters
- Anderson, South Carolina 29625
- Address
- 123 Broadbent Way
- Branches
- 8
- ATMs
- 7
- Members
- 17,300
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
17,300 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | UPSTATE |
|---|---|
| Total Assets | $139.4M |
| Members | 17,300 |
| Loans Outstanding | $97.4M |
| Shares & Deposits | $127.7M |
| Net Worth | $14.0M |
| Net Worth Ratio | 10.20% |
| Loan-to-Share Ratio | 76.3% |
| Delinquency Rate | 0.46% |
| Net Income | +$1,053,338 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Administration Center
Main Office123 Broadbent Way
Anderson, SC 29625
Honea Path Branch
430 N Main St
Honea Path, SC 29654-1440
Williamston Office
4 roberts Blvd
Williamston, SC 29697
South Anderson Branch Office
4805 Highway 81 S
Starr, SC 29684-9308
Whitehall / McGee Road Branch
910 Whitehall Rd
Anderson, SC 29625-2120
Who Can Join UPSTATE?
Membership Type: Other/Unknown
Membership eligibility for UPSTATE may vary. Contact the credit union directly to confirm qualification requirements.
Contact UPSTATE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View South Carolina RankingsFrequently Asked Questions
Yes. UPSTATE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, UPSTATE has 17,300 members and a potential membership field of 1,095,361 people.
UPSTATE's net worth ratio is 10.20% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 10.2%, UPSTATE meets this threshold.
UPSTATE operates 8 branch locations and has access to 7 ATMs. The main office is located at 123 Broadbent Way, Anderson, SC 29625.
UPSTATE was established in 1965. It is a federal credit union chartered under charter number 24484. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or UPSTATE. All financial data is for informational purposes only.