VACATIONLAND
Federal • Sandusky, Ohio • Est. 1956
Quick Facts
- Charter Number
- #11293
- Type
- Federal
- Established
- 1956
- Headquarters
- Sandusky, Ohio 44870-7206
- Address
- 2911 Hayes Ave
- Branches
- 5
- ATMs
- 5
- Members
- 20,702
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
20,702 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VACATIONLAND |
|---|---|
| Total Assets | $320.9M |
| Members | 20,702 |
| Loans Outstanding | $182.5M |
| Shares & Deposits | $274.8M |
| Net Worth | $40.8M |
| Net Worth Ratio | 12.71% |
| Loan-to-Share Ratio | 66.4% |
| Delinquency Rate | 0.83% |
| Net Income | +$2,631,782 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
5 locations · 5 ATMs
Perkins Ave
2409 E Perkins Ave
Sandusky, OH 44870
Hayes Ave
Main Office2911 Hayes Ave
Sandusky, OH 44870-7206
Vermilion
1607 State Rd # 60
Vermilion, OH 44089
Norwalk
26 Executive Dr
Norwalk, OH 44857
Huron
2402 University Dr E
Huron, OH 44839-9173
Who Can Join VACATIONLAND?
Membership Type: Other/Unknown
Membership eligibility for VACATIONLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact VACATIONLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. VACATIONLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VACATIONLAND has 20,702 members and a potential membership field of 143,000 people.
VACATIONLAND's net worth ratio is 12.71% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.7%, VACATIONLAND meets this threshold.
VACATIONLAND operates 5 branch locations and has access to 5 ATMs. The main office is located at 2911 Hayes Ave, Sandusky, OH 44870-7206.
VACATIONLAND was established in 1956. It is a federal credit union chartered under charter number 11293. The institution has been serving members for 70 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VACATIONLAND. All financial data is for informational purposes only.