VALLEY ONE COMMUNITY
Federal • Steubenville, Ohio • Est. 1965
Quick Facts
- Charter Number
- #16756
- Type
- Federal
- Established
- 1965
- Headquarters
- Steubenville, Ohio 43952
- Address
- 2990 Johnson Rd
- Branches
- 1
- ATMs
- 1
- Members
- 3,690
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
3,690 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY ONE COMMUNITY |
|---|---|
| Total Assets | $40.4M |
| Members | 3,690 |
| Loans Outstanding | $9.0M |
| Shares & Deposits | $35.7M |
| Net Worth | $5.0M |
| Net Worth Ratio | 12.40% |
| Loan-to-Share Ratio | 25.3% |
| Delinquency Rate | 1.04% |
| Net Income | +$303,694 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Main Office
Main Office2990 Johnson Road
Steubenville, OH 43952
Who Can Join VALLEY ONE COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for VALLEY ONE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY ONE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Ohio RankingsFrequently Asked Questions
Yes. VALLEY ONE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VALLEY ONE COMMUNITY has 3,690 members and a potential membership field of 10,000 people.
VALLEY ONE COMMUNITY's net worth ratio is 12.40% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.4%, VALLEY ONE COMMUNITY meets this threshold.
VALLEY ONE COMMUNITY operates 1 branch location and has access to 1 ATMs. The main office is located at 2990 Johnson Road, Steubenville, OH 43952.
VALLEY ONE COMMUNITY was established in 1965. It is a federal credit union chartered under charter number 16756. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY ONE COMMUNITY. All financial data is for informational purposes only.