VALLEY
Federal • Brownsville, Texas • Est. 1935
Quick Facts
- Charter Number
- #850
- Type
- Federal
- Established
- 1935
- Headquarters
- Brownsville, Texas 78521
- Address
- 183 E Price Rd
- Branches
- 2
- ATMs
- 1
- Members
- 9,380
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
9,380 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VALLEY |
|---|---|
| Total Assets | $118.8M |
| Members | 9,380 |
| Loans Outstanding | $72.7M |
| Shares & Deposits | $102.5M |
| Net Worth | $14.9M |
| Net Worth Ratio | 12.58% |
| Loan-to-Share Ratio | 70.9% |
| Delinquency Rate | 0.34% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 1 ATMs
Main Office
Main Office183 E Price Rd
Brownsville, TX 78521
Harlingen Branch
1613 W Filmore Ave
Harlingen, TX 78550-6270
Who Can Join VALLEY?
Membership Type: Community
Membership eligibility for VALLEY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VALLEY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
VALLEY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VALLEY has 9,380 members and a potential membership field of 19,905 people.
VALLEY's reported net worth ratio is 12.58% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VALLEY operates 2 branch locations and has access to 1 ATMs. The main office is located at 183 E Price Rd, Brownsville, TX 78521.
VALLEY was established in 1935. It is a federal credit union chartered under charter number 850. The institution has been serving members for 91 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VALLEY. All financial data is for informational purposes only.