VELOCITY
State-Chartered • Austin, Texas • Est. 1947
Quick Facts
- Charter Number
- #68359
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- Austin, Texas 78767
- Address
- P O BOX 1089
- Branches
- 7
- ATMs
- 7
- Members
- 71,624
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
71,624 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VELOCITY |
|---|---|
| Total Assets | $1.1B |
| Members | 71,624 |
| Loans Outstanding | $539.4M |
| Shares & Deposits | $863.2M |
| Net Worth | $151.7M |
| Net Worth Ratio | 14.16% |
| Loan-to-Share Ratio | 62.5% |
| Delinquency Rate | 0.99% |
| Net Income | +$9,944,868 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
7 locations · 7 ATMs
Downtown Branch
705 E 12th St
Austin, TX 78701-1909
Southwest Austin Branch
4220 S Lamar Blvd
Austin, TX 78704-7924
North Austin Branch
1201 W Braker Ln
Austin, TX 78758-3844
South Austin Branch
9300 S Interstate 35
Austin, TX 78748-1751
Round Rock Branch
900 Round Rock Ave
Round Rock, TX 78681-4510
Who Can Join VELOCITY?
Membership Type: Community
Membership eligibility for VELOCITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VELOCITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. VELOCITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VELOCITY has 71,624 members and a potential membership field of 2,473,275 people.
VELOCITY's net worth ratio is 14.16% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 14.2%, VELOCITY meets this threshold.
VELOCITY operates 7 branch locations and has access to 7 ATMs. The main office is located at 4515 Seton Center Pkwy, Austin, TX 78759-5290.
VELOCITY was established in 1947. It is a state-chartered credit union chartered under charter number 68359. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VELOCITY. All financial data is for informational purposes only.