VELOCITY
State-Chartered • Austin, Texas • Est. 1947
Quick Facts
- Charter Number
- #68359
- Type
- State-Chartered
- Established
- 1947
- Headquarters
- Austin, Texas 78759-5290
- Address
- 4515 Seton Center Pkwy
- Branches
- 7
- ATMs
- 7
- Members
- 71,906
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
71,906 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VELOCITY |
|---|---|
| Total Assets | $1.1B |
| Members | 71,906 |
| Loans Outstanding | $544.5M |
| Shares & Deposits | $873.5M |
| Net Worth | $151.9M |
| Net Worth Ratio | 14.06% |
| Loan-to-Share Ratio | 62.3% |
| Delinquency Rate | 0.66% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
7 locations · 7 ATMs
Downtown Branch
705 E 12th St
Austin, TX 78701-1909
Southwest Austin Branch
4220 S Lamar Blvd
Austin, TX 78704-7924
North Austin Branch
1201 W Braker Ln
Austin, TX 78758-3844
South Austin Branch
9300 S Interstate 35
Austin, TX 78748-1751
Round Rock Branch
900 Round Rock Ave
Round Rock, TX 78681-4510
Who Can Join VELOCITY?
Membership Type: Community
Membership eligibility for VELOCITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact VELOCITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
VELOCITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VELOCITY has 71,906 members and a potential membership field of 2,550,637 people.
VELOCITY's reported net worth ratio is 14.06% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VELOCITY operates 7 branch locations and has access to 7 ATMs. The main office is located at 4515 Seton Center Pkwy, Austin, TX 78759-5290.
VELOCITY was established in 1947. It is a state-chartered credit union chartered under charter number 68359. The institution has been serving members for 79 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VELOCITY. All financial data is for informational purposes only.