VERITAS
Federal • Smyrna, Tennessee • Est. 1973
Quick Facts
- Charter Number
- #21354
- Type
- Federal
- Established
- 1973
- Headquarters
- Smyrna, Tennessee 37167
- Address
- PO BOX 2659
- Branches
- 2
- ATMs
- 2
- Members
- 4,938
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
4,938 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VERITAS |
|---|---|
| Total Assets | $56.9M |
| Members | 4,938 |
| Loans Outstanding | $43.3M |
| Shares & Deposits | $52.2M |
| Net Worth | $4.4M |
| Net Worth Ratio | 7.80% |
| Loan-to-Share Ratio | 83.0% |
| Delinquency Rate | 0.61% |
| Net Income | +$645,200 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Smyrna Office
Main Office685 Ken Pilkerton Dr
Smyrna, TN 37167-3812
Canton Office
276 Nissan Pkwy
Canton, MS 39046
Who Can Join VERITAS?
Membership Type: Community
Membership eligibility for VERITAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact VERITAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Tennessee RankingsFrequently Asked Questions
Yes. VERITAS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VERITAS has 4,938 members and a potential membership field of 230,000 people.
VERITAS's net worth ratio is 7.80% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.8%, VERITAS meets this threshold.
VERITAS operates 2 branch locations and has access to 2 ATMs. The main office is located at 685 Ken Pilkerton Dr, Smyrna, TN 37167-3812.
VERITAS was established in 1973. It is a federal credit union chartered under charter number 21354. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VERITAS. All financial data is for informational purposes only.