VERITAS
Federal • Smyrna, Tennessee • Est. 1973
Quick Facts
- Charter Number
- #21354
- Type
- Federal
- Established
- 1973
- Headquarters
- Smyrna, Tennessee 37167-3812
- Address
- 685 Ken Pilkerton Dr
- Branches
- 2
- ATMs
- 2
- Members
- 4,911
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 7% and a delinquency rate below 2%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,911 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VERITAS |
|---|---|
| Total Assets | $58.6M |
| Members | 4,911 |
| Loans Outstanding | $43.9M |
| Shares & Deposits | $54.0M |
| Net Worth | $4.5M |
| Net Worth Ratio | 7.64% |
| Loan-to-Share Ratio | 81.4% |
| Delinquency Rate | 0.62% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 2 ATMs
Smyrna Office
Main Office685 Ken Pilkerton Dr
Smyrna, TN 37167-3812
Canton Office
276 Nissan Pkwy
Canton, MS 39046
Who Can Join VERITAS?
Membership Type: Community
Membership eligibility for VERITAS may vary. Contact the credit union directly to confirm qualification requirements.
Contact VERITAS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Tennessee
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Tennessee RankingsFrequently Asked Questions
VERITAS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VERITAS has 4,911 members and a potential membership field of 230,000 people.
VERITAS's reported net worth ratio is 7.64% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VERITAS operates 2 branch locations and has access to 2 ATMs. The main office is located at 685 Ken Pilkerton Dr, Smyrna, TN 37167-3812.
VERITAS was established in 1973. It is a federal credit union chartered under charter number 21354. The institution has been serving members for 53 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VERITAS. All financial data is for informational purposes only.