VIRGINIA COOP
State-Chartered • Virginia, Minnesota • Est. 1937
Quick Facts
- Charter Number
- #63965
- Type
- State-Chartered
- Established
- 1937
- Headquarters
- Virginia, Minnesota 55792
- Address
- 811 4th St N
- Branches
- 1
- ATMs
- 1
- Members
- 2,814
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,814 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VIRGINIA COOP |
|---|---|
| Total Assets | $43.1M |
| Members | 2,814 |
| Loans Outstanding | $23.0M |
| Shares & Deposits | $38.3M |
| Net Worth | $4.7M |
| Net Worth Ratio | 11.01% |
| Loan-to-Share Ratio | 60.1% |
| Delinquency Rate | 0.49% |
| Net Income | +$728,911 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Virginia Co-Op Credit Union
Main Office811 4th St N
Virginia, MN 55792
Who Can Join VIRGINIA COOP?
Membership Type: Community
Membership eligibility for VIRGINIA COOP may vary. Contact the credit union directly to confirm qualification requirements.
Contact VIRGINIA COOP directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Minnesota RankingsFrequently Asked Questions
Yes. VIRGINIA COOP is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VIRGINIA COOP has 2,814 members and a potential membership field of 53,000 people.
VIRGINIA COOP's net worth ratio is 11.01% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 11.0%, VIRGINIA COOP meets this threshold.
VIRGINIA COOP operates 1 branch location and has access to 1 ATMs. The main office is located at 811 4th St N, Virginia, MN 55792.
VIRGINIA COOP was established in 1937. It is a state-chartered credit union chartered under charter number 63965. The institution has been serving members for 89 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VIRGINIA COOP. All financial data is for informational purposes only.