VISION FINANCIAL
Federal • Durham, North Carolina • Est. 1960
Quick Facts
- Charter Number
- #13492
- Type
- Federal
- Established
- 1960
- Headquarters
- Durham, North Carolina 27704
- Address
- 214 Pacific Ave
- Branches
- 3
- ATMs
- 1
- Members
- 6,064
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
6,064 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VISION FINANCIAL |
|---|---|
| Total Assets | $60.3M |
| Members | 6,064 |
| Loans Outstanding | $20.9M |
| Shares & Deposits | $50.1M |
| Net Worth | $9.8M |
| Net Worth Ratio | 16.25% |
| Loan-to-Share Ratio | 41.6% |
| Delinquency Rate | 0.04% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations · 1 ATMs
Main office
Main Office214 Pacific Ave
Durham, NC 27704
Roxboro Office
4473 Durham Rd
Roxboro, NC 27574-6372
Natal Street Office
3190 Natal St
Fayetteville, NC 28306-2865
Who Can Join VISION FINANCIAL?
Membership Type: Community
Membership eligibility for VISION FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact VISION FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
VISION FINANCIAL is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, VISION FINANCIAL has 6,064 members and a potential membership field of 325,718 people.
VISION FINANCIAL's reported net worth ratio is 16.25% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
VISION FINANCIAL operates 3 branch locations and has access to 1 ATMs. The main office is located at 214 Pacific Ave, Durham, NC 27704.
VISION FINANCIAL was established in 1960. It is a federal credit union chartered under charter number 13492. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or VISION FINANCIAL. All financial data is for informational purposes only.