VISION FINANCIAL
Federal • Durham, North Carolina • Est. 1960
Quick Facts
- Charter Number
- #13492
- Type
- Federal
- Established
- 1960
- Headquarters
- Durham, North Carolina 27704
- Address
- PO Box 15818
- Branches
- 3
- ATMs
- 1
- Members
- 6,087
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
6,087 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | VISION FINANCIAL |
|---|---|
| Total Assets | $59.2M |
| Members | 6,087 |
| Loans Outstanding | $21.2M |
| Shares & Deposits | $49.2M |
| Net Worth | $9.6M |
| Net Worth Ratio | 16.30% |
| Loan-to-Share Ratio | 43.1% |
| Delinquency Rate | 0.02% |
| Net Income | +$697,872 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 1 ATMs
Main office
Main Office214 Pacific Ave
Durham, NC 27704
Roxboro Office
4473 Durham Rd
Roxboro, NC 27574-6372
Natal Street Office
3190 Natal St
Fayetteville, NC 28306-2865
Who Can Join VISION FINANCIAL?
Membership Type: Community
Membership eligibility for VISION FINANCIAL may vary. Contact the credit union directly to confirm qualification requirements.
Contact VISION FINANCIAL directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. VISION FINANCIAL is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, VISION FINANCIAL has 6,087 members and a potential membership field of 325,718 people.
VISION FINANCIAL's net worth ratio is 16.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.3%, VISION FINANCIAL meets this threshold.
VISION FINANCIAL operates 3 branch locations and has access to 1 ATMs. The main office is located at 214 Pacific Ave, Durham, NC 27704.
VISION FINANCIAL was established in 1960. It is a federal credit union chartered under charter number 13492. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or VISION FINANCIAL. All financial data is for informational purposes only.