WACO
Federal • Waco, Texas • Est. 1949
Quick Facts
- Charter Number
- #6368
- Type
- Federal
- Established
- 1949
- Headquarters
- Waco, Texas 76707
- Address
- 826 N 3rd St
- Branches
- 2
- Members
- 1,947
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,947 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WACO |
|---|---|
| Total Assets | $20.2M |
| Members | 1,947 |
| Loans Outstanding | $8.6M |
| Shares & Deposits | $18.0M |
| Net Worth | $2.0M |
| Net Worth Ratio | 10.01% |
| Loan-to-Share Ratio | 47.9% |
| Delinquency Rate | 1.07% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
Main
Main Office826 N 3rd St
Waco, TX 76707
Data Systems Of Texas
5213 Lake Shore Dr
Waco, TX 76710-1732
Who Can Join WACO?
Membership Type: Community
Membership eligibility for WACO may vary. Contact the credit union directly to confirm qualification requirements.
Contact WACO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
WACO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WACO has 1,947 members and a potential membership field of 185,000 people.
WACO's reported net worth ratio is 10.01% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WACO operates 2 branch locations. The main office is located at 826 N 3rd St, Waco, TX 76707.
WACO was established in 1949. It is a federal credit union chartered under charter number 6368. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WACO. All financial data is for informational purposes only.