WAKEFERN
Federal • Elizabeth, New Jersey • Est. 1962
Quick Facts
- Charter Number
- #15016
- Type
- Federal
- Established
- 1962
- Headquarters
- Elizabeth, New Jersey 07201
- Address
- 505 Division St
- Branches
- 1
- ATMs
- 1
- Members
- 1,226
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,226 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAKEFERN |
|---|---|
| Total Assets | $11.6M |
| Members | 1,226 |
| Loans Outstanding | $4.2M |
| Shares & Deposits | $8.7M |
| Net Worth | $2.8M |
| Net Worth Ratio | 24.28% |
| Loan-to-Share Ratio | 47.6% |
| Delinquency Rate | 0.17% |
| Net Income | +$245,819 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
Wakefern FCU
Main Office505 Division St
Elizabeth, NJ 07201
Who Can Join WAKEFERN?
Membership Type: Community
Membership eligibility for WAKEFERN may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAKEFERN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View New Jersey RankingsFrequently Asked Questions
Yes. WAKEFERN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WAKEFERN has 1,226 members and a potential membership field of 10,000 people.
WAKEFERN's net worth ratio is 24.28% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 24.3%, WAKEFERN meets this threshold.
WAKEFERN operates 1 branch location and has access to 1 ATMs. The main office is located at 505 Division St, Elizabeth, NJ 07201.
WAKEFERN was established in 1962. It is a federal credit union chartered under charter number 15016. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WAKEFERN. All financial data is for informational purposes only.