WARE COUNTY SCHOOL EMPLOYEES
Federal • WAYCROSS, Georgia • Est. 1962
Quick Facts
- Charter Number
- #15265
- Type
- Federal
- Established
- 1962
- Headquarters
- WAYCROSS, Georgia 31501
- Address
- 1301 BAILEY ST
- Branches
- 1
- Members
- 795
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
795 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WARE COUNTY SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $6.3M |
| Members | 795 |
| Loans Outstanding | $4.3M |
| Shares & Deposits | $5.4M |
| Net Worth | $851K |
| Net Worth Ratio | 13.53% |
| Loan-to-Share Ratio | 78.2% |
| Delinquency Rate | 0.03% |
| Net Income | +$52,467 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
MAIN OFFICE
Main Office1301 BAILEY ST
WAYCROSS, GA 31501
Who Can Join WARE COUNTY SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for WARE COUNTY SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact WARE COUNTY SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Georgia RankingsFrequently Asked Questions
Yes. WARE COUNTY SCHOOL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WARE COUNTY SCHOOL EMPLOYEES has 795 members and a potential membership field of 1,023 people.
WARE COUNTY SCHOOL EMPLOYEES's net worth ratio is 13.53% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.5%, WARE COUNTY SCHOOL EMPLOYEES meets this threshold.
WARE COUNTY SCHOOL EMPLOYEES operates 1 branch location. The main office is located at 1301 BAILEY ST, WAYCROSS, GA 31501.
WARE COUNTY SCHOOL EMPLOYEES was established in 1962. It is a federal credit union chartered under charter number 15265. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WARE COUNTY SCHOOL EMPLOYEES. All financial data is for informational purposes only.