WARE COUNTY SCHOOL EMPLOYEES
Federal • Waycross, Georgia • Est. 1962
Quick Facts
- Charter Number
- #15265
- Type
- Federal
- Established
- 1962
- Headquarters
- Waycross, Georgia 31501
- Address
- 1301 BAILEY ST
- Branches
- 1
- Members
- 803
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
803 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WARE COUNTY SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $6.4M |
| Members | 803 |
| Loans Outstanding | $4.6M |
| Shares & Deposits | $5.6M |
| Net Worth | $865K |
| Net Worth Ratio | 13.48% |
| Loan-to-Share Ratio | 82.5% |
| Delinquency Rate | 0.01% |
| Net Income | +$14,405 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
MAIN OFFICE
Main Office1301 BAILEY ST
Waycross, GA 31501
Who Can Join WARE COUNTY SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for WARE COUNTY SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact WARE COUNTY SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Georgia
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Georgia RankingsFrequently Asked Questions
WARE COUNTY SCHOOL EMPLOYEES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WARE COUNTY SCHOOL EMPLOYEES has 803 members and a potential membership field of 987 people.
WARE COUNTY SCHOOL EMPLOYEES's reported net worth ratio is 13.48% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WARE COUNTY SCHOOL EMPLOYEES operates 1 branch location. The main office is located at 1301 BAILEY ST, Waycross, GA 31501.
WARE COUNTY SCHOOL EMPLOYEES was established in 1962. It is a federal credit union chartered under charter number 15265. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WARE COUNTY SCHOOL EMPLOYEES. All financial data is for informational purposes only.