WASHINGTON COUNTY TEACHERS
Federal • HAGERSTOWN, Maryland • Est. 1949
Quick Facts
- Charter Number
- #6353
- Type
- Federal
- Established
- 1949
- Headquarters
- HAGERSTOWN, Maryland 21742
- Address
- 19638 LEITERSBURG PIKE, SUITE 100
- Branches
- 3
- ATMs
- 3
- Members
- 4,466
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
4,466 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WASHINGTON COUNTY TEACHERS |
|---|---|
| Total Assets | $92.5M |
| Members | 4,466 |
| Loans Outstanding | $31.0M |
| Shares & Deposits | $78.2M |
| Net Worth | $14.2M |
| Net Worth Ratio | 15.37% |
| Loan-to-Share Ratio | 39.7% |
| Delinquency Rate | 0.15% |
| Net Income | +$969,017 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations · 3 ATMs
Main Office
Main Office19638 Leitersburg Pike
Hagerstown, MD 21742
Williamsport
16802 Virginia Ave
Williamsport, MD 21795
CES
10435 Downsville Pike
Hagerstown, MD 21740
Who Can Join WASHINGTON COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for WASHINGTON COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WASHINGTON COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. WASHINGTON COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WASHINGTON COUNTY TEACHERS has 4,466 members and a potential membership field of 12,000 people.
WASHINGTON COUNTY TEACHERS's net worth ratio is 15.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, WASHINGTON COUNTY TEACHERS meets this threshold.
WASHINGTON COUNTY TEACHERS operates 3 branch locations and has access to 3 ATMs. The main office is located at 19638 Leitersburg Pike, Hagerstown, MD 21742.
WASHINGTON COUNTY TEACHERS was established in 1949. It is a federal credit union chartered under charter number 6353. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WASHINGTON COUNTY TEACHERS. All financial data is for informational purposes only.