WAYNE COUNTY COMMUNITY
Federal • Smithville, Ohio • Est. 1966
Quick Facts
- Charter Number
- #17449
- Type
- Federal
- Established
- 1966
- Headquarters
- Smithville, Ohio 44677
- Address
- 311 Kaufman Drive
- Branches
- 3
- Members
- 4,358
- Membership Type
- Other/Unknown
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,358 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WAYNE COUNTY COMMUNITY |
|---|---|
| Total Assets | $54.1M |
| Members | 4,358 |
| Loans Outstanding | $19.3M |
| Shares & Deposits | $48.0M |
| Net Worth | $5.9M |
| Net Worth Ratio | 10.91% |
| Loan-to-Share Ratio | 40.2% |
| Delinquency Rate | 1.13% |
| Net Income | +$93,498 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
3 locations
Wayne County Community FCU
Main Office311 Kaufman Drive
Smithville, OH 44677
Orrville Branch
100 W Market St
Orrville, OH 44667
Valera Shared Branch Network
311 Kaufmann Dr
Smithville, OH 44677
Who Can Join WAYNE COUNTY COMMUNITY?
Membership Type: Other/Unknown
Membership eligibility for WAYNE COUNTY COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WAYNE COUNTY COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
WAYNE COUNTY COMMUNITY is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WAYNE COUNTY COMMUNITY has 4,358 members and a potential membership field of 89,203 people.
WAYNE COUNTY COMMUNITY's reported net worth ratio is 10.91% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WAYNE COUNTY COMMUNITY operates 3 branch locations. The main office is located at 311 Kaufman Drive, Smithville, OH 44677.
WAYNE COUNTY COMMUNITY was established in 1966. It is a federal credit union chartered under charter number 17449. The institution has been serving members for 60 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WAYNE COUNTY COMMUNITY. All financial data is for informational purposes only.