WELCOME
Federal • MORRISVILLE, North Carolina • Est. 1974
Quick Facts
- Charter Number
- #24807
- Type
- Federal
- Established
- 1974
- Headquarters
- MORRISVILLE, North Carolina 27560
- Address
- PO BOX 830
- Branches
- 4
- ATMs
- 3
- Members
- 6,520
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Above-average financial health. Net worth is strong and key ratios are within normal ranges, with minor areas to monitor.
Financial Overview
Total Assets
Members
6,520 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WELCOME |
|---|---|
| Total Assets | $90.5M |
| Members | 6,520 |
| Loans Outstanding | $45.6M |
| Shares & Deposits | $77.6M |
| Net Worth | $11.9M |
| Net Worth Ratio | 13.14% |
| Loan-to-Share Ratio | 58.8% |
| Delinquency Rate | 1.59% |
| Net Income | +$553,697 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
4 locations · 3 ATMs
Morrisville Branch
Main Office10810 Chapel Hill Rd
Morrisville, NC 27560
Greenville Branch
3600 Charles Blvd
Greenville, NC 27858-8077
Henderson Branch
620 Facet Rd
Henderson, NC 27537-5479
Zebulon Branch
125 E Gannon Ave
Zebulon, NC 27597
Who Can Join WELCOME?
Membership Type: Community
Membership eligibility for WELCOME may vary. Contact the credit union directly to confirm qualification requirements.
Contact WELCOME directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View North Carolina RankingsFrequently Asked Questions
Yes. WELCOME is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WELCOME has 6,520 members and a potential membership field of 146,118 people.
WELCOME's net worth ratio is 13.14% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 13.1%, WELCOME meets this threshold.
WELCOME operates 4 branch locations and has access to 3 ATMs. The main office is located at 10810 Chapel Hill Rd, Morrisville, NC 27560.
WELCOME was established in 1974. It is a federal credit union chartered under charter number 24807. The institution has been serving members for 52 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WELCOME. All financial data is for informational purposes only.