WEPCO
Federal • BLOOMINGTON, Maryland • Est. 1950
Quick Facts
- Charter Number
- #6685
- Type
- Federal
- Established
- 1950
- Headquarters
- BLOOMINGTON, Maryland 21523
- Address
- P.O. BOX 157
- Branches
- 8
- ATMs
- 7
- Members
- 41,798
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
41,798 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEPCO |
|---|---|
| Total Assets | $380.3M |
| Members | 41,798 |
| Loans Outstanding | $255.0M |
| Shares & Deposits | $320.7M |
| Net Worth | $58.4M |
| Net Worth Ratio | 15.36% |
| Loan-to-Share Ratio | 79.5% |
| Delinquency Rate | 1.13% |
| Net Income | +$8,164,605 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
8 locations · 7 ATMs
Wepco - LaVale Branch
12511 Winchester Rd SW
LaVale, MD 21502
Oakland Branch
12826 Garrett Hwy
Oakland, MD 21550
Oakland Drive-Thru
130 N 4th St
Oakland, MD 21550
Bloomington Branch
Main Office204 North Branch Avenue
Bloomington, MD 21523
Keyser Branch
459 New Creek Hwy
Keyser, WV 26726-9537
Who Can Join WEPCO?
Membership Type: Community
Membership eligibility for WEPCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEPCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Maryland RankingsFrequently Asked Questions
Yes. WEPCO is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WEPCO has 41,798 members and a potential membership field of 167,872 people.
WEPCO's net worth ratio is 15.36% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 15.4%, WEPCO meets this threshold.
WEPCO operates 8 branch locations and has access to 7 ATMs. The main office is located at 204 North Branch Avenue, Bloomington, MD 21523.
WEPCO was established in 1950. It is a federal credit union chartered under charter number 6685. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WEPCO. All financial data is for informational purposes only.