WEPCO
Federal • Bloomington, Maryland • Est. 1950
Quick Facts
- Charter Number
- #6685
- Type
- Federal
- Established
- 1950
- Headquarters
- Bloomington, Maryland 21523
- Address
- 204 North Branch Avenue
- Branches
- 8
- ATMs
- 7
- Members
- 42,117
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
42,117 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WEPCO |
|---|---|
| Total Assets | $397.3M |
| Members | 42,117 |
| Loans Outstanding | $253.1M |
| Shares & Deposits | $336.1M |
| Net Worth | $60.1M |
| Net Worth Ratio | 15.13% |
| Loan-to-Share Ratio | 75.3% |
| Delinquency Rate | 0.84% |
| Net Income | +$1,674,963 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
8 locations · 7 ATMs
Wepco - LaVale Branch
12511 Winchester Rd SW
LaVale, MD 21502
Oakland Branch
12826 Garrett Hwy
Oakland, MD 21550
Oakland Drive-Thru
130 N 4th St
Oakland, MD 21550
Bloomington Branch
Main Office204 North Branch Avenue
Bloomington, MD 21523
Keyser Branch
459 New Creek Hwy
Keyser, WV 26726-9537
Who Can Join WEPCO?
Membership Type: Community
Membership eligibility for WEPCO may vary. Contact the credit union directly to confirm qualification requirements.
Contact WEPCO directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Maryland
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Maryland RankingsFrequently Asked Questions
WEPCO is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WEPCO has 42,117 members and a potential membership field of 164,832 people.
WEPCO's reported net worth ratio is 15.13% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WEPCO operates 8 branch locations and has access to 7 ATMs. The main office is located at 204 North Branch Avenue, Bloomington, MD 21523.
WEPCO was established in 1950. It is a federal credit union chartered under charter number 6685. The institution has been serving members for 76 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WEPCO. All financial data is for informational purposes only.