WES
State-Chartered • Willoughby, Ohio • Est. 1954
Quick Facts
- Charter Number
- #61233
- Type
- State-Chartered
- Established
- 1954
- Headquarters
- Willoughby, Ohio 44094-6105
- Address
- 38024 2nd St
- Branches
- 1
- Members
- 1,510
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 8% and a delinquency rate below 1.5%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
1,510 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WES |
|---|---|
| Total Assets | $14.4M |
| Members | 1,510 |
| Loans Outstanding | $3.2M |
| Shares & Deposits | $13.0M |
| Net Worth | $1.4M |
| Net Worth Ratio | 9.80% |
| Loan-to-Share Ratio | 24.5% |
| Delinquency Rate | 1.44% |
| Net Income | +$33,598 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
1 location
Main Office
Main Office38024 2nd St
Willoughby, OH 44094-6105
Who Can Join WES?
Membership Type: Community
Membership eligibility for WES may vary. Contact the credit union directly to confirm qualification requirements.
Contact WES directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Ohio
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Ohio RankingsFrequently Asked Questions
WES is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WES has 1,510 members and a potential membership field of 3,050 people.
WES's reported net worth ratio is 9.80% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WES operates 1 branch location. The main office is located at 38024 2nd St, Willoughby, OH 44094-6105.
WES was established in 1954. It is a state-chartered credit union chartered under charter number 61233. The institution has been serving members for 72 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WES. All financial data is for informational purposes only.