WESTERN ILLINOIS SCHOOL EMPLOYEES
State-Chartered • QUINCY, Illinois • Est. 1936
Quick Facts
- Charter Number
- #65426
- Type
- State-Chartered
- Established
- 1936
- Headquarters
- QUINCY, Illinois 62301
- Address
- 1416 MAINE ST
- Branches
- 1
- Members
- 1,672
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,672 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERN ILLINOIS SCHOOL EMPLOYEES |
|---|---|
| Total Assets | $23.0M |
| Members | 1,672 |
| Loans Outstanding | $16.5M |
| Shares & Deposits | $19.0M |
| Net Worth | $3.8M |
| Net Worth Ratio | 16.54% |
| Loan-to-Share Ratio | 86.5% |
| Delinquency Rate | 0.26% |
| Net Income | +$108,758 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
WESTERN IL SCHOOL EMPLOYEES CREDIT UNION
Main Office1416 MAINE ST
QUINCY, IL 62301
Who Can Join WESTERN ILLINOIS SCHOOL EMPLOYEES?
Membership Type: Community
Membership eligibility for WESTERN ILLINOIS SCHOOL EMPLOYEES may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERN ILLINOIS SCHOOL EMPLOYEES directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. WESTERN ILLINOIS SCHOOL EMPLOYEES is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTERN ILLINOIS SCHOOL EMPLOYEES has 1,672 members and a potential membership field of 1,672 people.
WESTERN ILLINOIS SCHOOL EMPLOYEES's net worth ratio is 16.54% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 16.5%, WESTERN ILLINOIS SCHOOL EMPLOYEES meets this threshold.
WESTERN ILLINOIS SCHOOL EMPLOYEES operates 1 branch location. The main office is located at 1416 MAINE ST, QUINCY, IL 62301.
WESTERN ILLINOIS SCHOOL EMPLOYEES was established in 1936. It is a state-chartered credit union chartered under charter number 65426. The institution has been serving members for 90 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTERN ILLINOIS SCHOOL EMPLOYEES. All financial data is for informational purposes only.