WESTERN SPRINGS
Federal • WESTERN SPRINGS, Illinois • Est. 1960
Quick Facts
- Charter Number
- #13481
- Type
- Federal
- Established
- 1960
- Headquarters
- WESTERN SPRINGS, Illinois 60558
- Address
- 810 HILLGROVE AVE.
- Branches
- 1
- Members
- 465
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
465 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WESTERN SPRINGS |
|---|---|
| Total Assets | $3.9M |
| Members | 465 |
| Loans Outstanding | $1.5M |
| Shares & Deposits | $3.2M |
| Net Worth | $677K |
| Net Worth Ratio | 17.37% |
| Loan-to-Share Ratio | 46.3% |
| Delinquency Rate | 0.35% |
| Net Income | +$34,589 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Main Office
Main Office810 Hillgrove Ave
Western Springs, IL 60558
Who Can Join WESTERN SPRINGS?
Membership Type: Community
Membership eligibility for WESTERN SPRINGS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WESTERN SPRINGS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Illinois RankingsFrequently Asked Questions
Yes. WESTERN SPRINGS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WESTERN SPRINGS has 465 members and a potential membership field of 1,300 people.
WESTERN SPRINGS's net worth ratio is 17.37% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 17.4%, WESTERN SPRINGS meets this threshold.
WESTERN SPRINGS operates 1 branch location. The main office is located at 810 Hillgrove Ave, Western Springs, IL 60558.
WESTERN SPRINGS was established in 1960. It is a federal credit union chartered under charter number 13481. The institution has been serving members for 66 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WESTERN SPRINGS. All financial data is for informational purposes only.