WHARTON COUNTY TEACHERS
State-Chartered • Wharton, Texas • Est. 1953
Quick Facts
- Charter Number
- #67458
- Type
- State-Chartered
- Established
- 1953
- Headquarters
- Wharton, Texas 77488
- Address
- P. O. Box 1004
- Branches
- 1
- Members
- 677
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
677 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHARTON COUNTY TEACHERS |
|---|---|
| Total Assets | $7.8M |
| Members | 677 |
| Loans Outstanding | $2.8M |
| Shares & Deposits | $5.6M |
| Net Worth | $2.1M |
| Net Worth Ratio | 26.72% |
| Loan-to-Share Ratio | 49.9% |
| Delinquency Rate | 0.10% |
| Net Income | +$77,420 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Wharton County Teachers Credit Union
Main Office2114 Junior College Blvd
Wharton, TX 77488
Who Can Join WHARTON COUNTY TEACHERS?
Membership Type: Community
Membership eligibility for WHARTON COUNTY TEACHERS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHARTON COUNTY TEACHERS directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. WHARTON COUNTY TEACHERS is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHARTON COUNTY TEACHERS has 677 members and a potential membership field of 41,000 people.
WHARTON COUNTY TEACHERS's net worth ratio is 26.72% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 26.7%, WHARTON COUNTY TEACHERS meets this threshold.
WHARTON COUNTY TEACHERS operates 1 branch location. The main office is located at 2114 Junior College Blvd, Wharton, TX 77488.
WHARTON COUNTY TEACHERS was established in 1953. It is a state-chartered credit union chartered under charter number 67458. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHARTON COUNTY TEACHERS. All financial data is for informational purposes only.