WHITESVILLE COMMUNITY
State-Chartered • Whitesville, Kentucky • Est. 1962
Quick Facts
- Charter Number
- #62432
- Type
- State-Chartered
- Established
- 1962
- Headquarters
- Whitesville, Kentucky 42378
- Address
- P O Box 83
- Branches
- 2
- ATMs
- 2
- Members
- 2,316
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
2,316 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WHITESVILLE COMMUNITY |
|---|---|
| Total Assets | $33.5M |
| Members | 2,316 |
| Loans Outstanding | $12.5M |
| Shares & Deposits | $29.4M |
| Net Worth | $4.0M |
| Net Worth Ratio | 12.02% |
| Loan-to-Share Ratio | 42.7% |
| Delinquency Rate | 0.19% |
| Net Income | +$512,883 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
2 locations · 2 ATMs
Whitesville Community Credit Union
Main Office10589 Franklin St
Whitesville, KY 42378
Credit Union Vault
10589 Franklin St
Whitesville, KY 42378-9558
Who Can Join WHITESVILLE COMMUNITY?
Membership Type: Community
Membership eligibility for WHITESVILLE COMMUNITY may vary. Contact the credit union directly to confirm qualification requirements.
Contact WHITESVILLE COMMUNITY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. WHITESVILLE COMMUNITY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WHITESVILLE COMMUNITY has 2,316 members and a potential membership field of 265,000 people.
WHITESVILLE COMMUNITY's net worth ratio is 12.02% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 12.0%, WHITESVILLE COMMUNITY meets this threshold.
WHITESVILLE COMMUNITY operates 2 branch locations and has access to 2 ATMs. The main office is located at 10589 Franklin St, Whitesville, KY 42378.
WHITESVILLE COMMUNITY was established in 1962. It is a state-chartered credit union chartered under charter number 62432. The institution has been serving members for 64 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WHITESVILLE COMMUNITY. All financial data is for informational purposes only.