WICHITA FALLS
Federal • Wichita Falls, Texas • Est. 1949
Quick Facts
- Charter Number
- #6317
- Type
- Federal
- Established
- 1949
- Headquarters
- Wichita Falls, Texas 76308
- Address
- 3410 McNiel Ave
- Branches
- 2
- ATMs
- 4
- Members
- 2,766
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
2,766 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WICHITA FALLS |
|---|---|
| Total Assets | $34.9M |
| Members | 2,766 |
| Loans Outstanding | $21.0M |
| Shares & Deposits | $30.5M |
| Net Worth | $4.2M |
| Net Worth Ratio | 11.92% |
| Loan-to-Share Ratio | 69.0% |
| Delinquency Rate | 0.00% |
| Net Income | +$45,344 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations · 4 ATMs
WFFCU - Seymour
2100 Seymour Hwy
Wichita Falls, TX 76301
WFFCU - McNiel
Main Office3410 McNiel Ave
Wichita Falls, TX 76308
Who Can Join WICHITA FALLS?
Membership Type: Community
Membership eligibility for WICHITA FALLS may vary. Contact the credit union directly to confirm qualification requirements.
Contact WICHITA FALLS directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in Texas
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View Texas RankingsFrequently Asked Questions
WICHITA FALLS is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WICHITA FALLS has 2,766 members and a potential membership field of 3,875 people.
WICHITA FALLS's reported net worth ratio is 11.92% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WICHITA FALLS operates 2 branch locations and has access to 4 ATMs. The main office is located at 3410 McNiel Ave, Wichita Falls, TX 76308.
WICHITA FALLS was established in 1949. It is a federal credit union chartered under charter number 6317. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WICHITA FALLS. All financial data is for informational purposes only.