WILLOW ISLAND
Federal • Saint Marys, West Virginia • Est. 1953
Quick Facts
- Charter Number
- #8474
- Type
- Federal
- Established
- 1953
- Headquarters
- Saint Marys, West Virginia 26170
- Address
- 7910 S Pleasants Highway
- Branches
- 3
- Members
- 1,756
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Adequate financial health. Meets NCUA capital requirements with some metrics worth watching over time.
Financial Overview
Total Assets
Members
1,756 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WILLOW ISLAND |
|---|---|
| Total Assets | $11.7M |
| Members | 1,756 |
| Loans Outstanding | $9.2M |
| Shares & Deposits | $10.8M |
| Net Worth | $925K |
| Net Worth Ratio | 7.89% |
| Loan-to-Share Ratio | 85.3% |
| Delinquency Rate | 2.82% |
| Net Income | $-24,054 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
Willow Island Federal Credit Union
Main Office7910 S Pleasants HWY
Saint Marys, WV 26170-8028
WILLOW ISLAND FEDERAL CREDIT UNION
302 2ND ST
SAINT MARYS, WV 26170
SHARED BRANCHING
7910 S PLEASANTS HWY
SAINT MARYS, WV 26170-8028
Who Can Join WILLOW ISLAND?
Membership Type: Other/Unknown
Membership eligibility for WILLOW ISLAND may vary. Contact the credit union directly to confirm qualification requirements.
Contact WILLOW ISLAND directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View West Virginia RankingsFrequently Asked Questions
Yes. WILLOW ISLAND is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, WILLOW ISLAND has 1,756 members and a potential membership field of 2,750 people.
WILLOW ISLAND's net worth ratio is 7.89% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 7.9%, WILLOW ISLAND meets this threshold.
WILLOW ISLAND operates 3 branch locations. The main office is located at 7910 S Pleasants HWY, Saint Marys, WV 26170-8028.
WILLOW ISLAND was established in 1953. It is a federal credit union chartered under charter number 8474. The institution has been serving members for 73 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or WILLOW ISLAND. All financial data is for informational purposes only.