WNC COMMUNITY CU
State-Chartered • Waynesville, North Carolina • Est. 1946
Quick Facts
- Charter Number
- #66854
- Type
- State-Chartered
- Established
- 1946
- Headquarters
- Waynesville, North Carolina 28786-6099
- Address
- 27 Kent Ln
- Branches
- 2
- Members
- 4,038
- Membership Type
- Community
CUScore Financial Grade
Based on Q1 2026 NCUA Call Report data
Under CUScore's rules, this institution reports a net worth ratio of at least 10% and a delinquency rate below 1%. This simplified grade is informational, is not an official NCUA rating, and does not determine regulatory or deposit-insurance status.
Financial Overview
Total Assets
Members
4,038 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | WNC COMMUNITY CU |
|---|---|
| Total Assets | $94.2M |
| Members | 4,038 |
| Loans Outstanding | $64.4M |
| Shares & Deposits | $77.5M |
| Net Worth | $16.1M |
| Net Worth Ratio | 17.14% |
| Loan-to-Share Ratio | 83.1% |
| Delinquency Rate | 0.16% |
| Net Income | +$0 |
Source: Q1 2026 NCUA Call Report • Reporting date: 3/31/2026
Branch Locations
2 locations
WNC Community CU
Main Office27 Kent Ln
Waynesville, NC 28786-6099
Oteen VA FCU
1100 Tunnel Rd
Asheville, NC 28805
Who Can Join WNC COMMUNITY CU?
Membership Type: Community
Membership eligibility for WNC COMMUNITY CU may vary. Contact the credit union directly to confirm qualification requirements.
Contact WNC COMMUNITY CU directly or visit their website for the most accurate and up-to-date membership eligibility information.
Find More Credit Unions in North Carolina
Review the Q1 2026 statewide dataset, aggregate ratios, and institutions ranked by reported assets.
View North Carolina RankingsFrequently Asked Questions
WNC COMMUNITY CU is listed as federally insured in the Q1 2026 NCUA dataset. NCUA share insurance generally covers qualifying accounts up to the standard maximum amount, with coverage depending on account ownership categories. Verify current status and coverage for your accounts with the NCUA or the institution.
As of the Q1 2026 NCUA Call Report, WNC COMMUNITY CU has 4,038 members and a potential membership field of 99,000 people.
WNC COMMUNITY CU's reported net worth ratio is 17.14% as of Q1 2026. The NCUA's standard net worth ratio threshold for "well capitalized" is 7%, although official status can involve additional rules.
WNC COMMUNITY CU operates 2 branch locations. The main office is located at 27 Kent Ln, Waynesville, NC 28786-6099.
WNC COMMUNITY CU was established in 1946. It is a state-chartered credit union chartered under charter number 66854. The institution has been serving members for 80 years.
Data sourced from the NCUA Quarterly Call Report (Q1 2026). CUScore is an independent directory and is not affiliated with the NCUA or WNC COMMUNITY CU. All financial data is for informational purposes only.