YOAKUM COUNTY
Federal • PLAINS, Texas • Est. 1949
Quick Facts
- Charter Number
- #6472
- Type
- Federal
- Established
- 1949
- Headquarters
- PLAINS, Texas 79355
- Address
- PO BOX 395
- Branches
- 3
- Members
- 942
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
942 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | YOAKUM COUNTY |
|---|---|
| Total Assets | $8.5M |
| Members | 942 |
| Loans Outstanding | $4.4M |
| Shares & Deposits | $6.4M |
| Net Worth | $2.0M |
| Net Worth Ratio | 23.30% |
| Loan-to-Share Ratio | 68.0% |
| Delinquency Rate | 0.14% |
| Net Income | $-26,333 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
3 locations
YOAKUM COUNTY FEDERAL CREDITY UNION
Main Office810 11th St
PLAINS, TX 79355
YOAKUM COUNTY LIBRARY
901 AVE E
PLAINS, TX 79355
PLAINS STATE BANK
601 9TH STREET
PLAINS, TX 79355
Who Can Join YOAKUM COUNTY?
Membership Type: Other/Unknown
Membership eligibility for YOAKUM COUNTY may vary. Contact the credit union directly to confirm qualification requirements.
Contact YOAKUM COUNTY directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. YOAKUM COUNTY is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, YOAKUM COUNTY has 942 members and a potential membership field of 1,500 people.
YOAKUM COUNTY's net worth ratio is 23.30% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 23.3%, YOAKUM COUNTY meets this threshold.
YOAKUM COUNTY operates 3 branch locations. The main office is located at 810 11th St, PLAINS, TX 79355.
YOAKUM COUNTY was established in 1949. It is a federal credit union chartered under charter number 6472. The institution has been serving members for 77 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or YOAKUM COUNTY. All financial data is for informational purposes only.