YOUR HOMETOWN
Federal • Mayfield, Kentucky • Est. 1965
Quick Facts
- Charter Number
- #16702
- Type
- Federal
- Established
- 1965
- Headquarters
- Mayfield, Kentucky 42066
- Address
- 2338 State Route 45 N
- Branches
- 1
- Members
- 1,682
- Membership Type
- Other/Unknown
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Well-capitalized with a healthy net worth ratio and solid financial fundamentals. A reliable institution with good long-term stability.
Financial Overview
Total Assets
Members
1,682 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | YOUR HOMETOWN |
|---|---|
| Total Assets | $27.9M |
| Members | 1,682 |
| Loans Outstanding | $9.8M |
| Shares & Deposits | $25.2M |
| Net Worth | $2.5M |
| Net Worth Ratio | 8.82% |
| Loan-to-Share Ratio | 39.0% |
| Delinquency Rate | 0.29% |
| Net Income | $-87,519 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location
Your Hometown Federal Credit Union
Main Office2338 State Route 45 N
Mayfield, KY 42066
Who Can Join YOUR HOMETOWN?
Membership Type: Other/Unknown
Membership eligibility for YOUR HOMETOWN may vary. Contact the credit union directly to confirm qualification requirements.
Contact YOUR HOMETOWN directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Kentucky RankingsFrequently Asked Questions
Yes. YOUR HOMETOWN is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, YOUR HOMETOWN has 1,682 members and a potential membership field of 36,000 people.
YOUR HOMETOWN's net worth ratio is 8.82% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 8.8%, YOUR HOMETOWN meets this threshold.
YOUR HOMETOWN operates 1 branch location. The main office is located at 2338 State Route 45 N, Mayfield, KY 42066.
YOUR HOMETOWN was established in 1965. It is a federal credit union chartered under charter number 16702. The institution has been serving members for 61 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or YOUR HOMETOWN. All financial data is for informational purposes only.