Credit Union Rankings in Hawaii

Top credit unions in Hawaii by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Hawaii by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	HAWAII STATE	$2.9B	A
#2	HAWAIIUSA	$2.6B	A+
#3	ALOHA PACIFIC	$1.5B	A
#4	HAWAIIAN FINANCIAL	$1.1B	A+
#5	HFS	$1.1B	A
#6	UNIVERSITY OF HAWAII	$926.3M	A+
#7	GATHER	$905.5M	A
#8	HAWAII COMMUNITY	$782.5M	A
#9	LOKAHI	$698.9M	A
#10	PEARL HAWAII	$523.4M	A
#11	MAUI COUNTY	$475.5M	B
#12	CU HAWAII	$439.6M	A+
#13	HONOLULU	$405.8M	A+
#14	HAWAII CENTRAL	$299.8M	A
#15	HAWAII LAW ENFORCEMENT	$230.0M	A+
#16	KAUAI	$196.3M	A
#17	BIG ISLAND	$188.3M	A
#18	VALLEY ISLE COMMUNITY	$173.2M	A
#19	HAWAII COUNTY EMPLOYEES	$141.6M	A+
#20	MAUI	$140.3M	B+
#21	WAILUKU	$129.2M	A+
#22	GARDEN ISLAND	$122.8M	A
#23	HAWAII	$104.1M	A+
#24	MCBRYDE	$102.4M	D
#25	KO`OLAU	$98.5M	A
#26	HONOLULU FIRE DEPARTMENT	$87.9M	A+
#27	KAHULUI	$79.7M	A+
#28	HAWAII SCHOOLS	$75.2M	A+
#29	HAWAII FIRST	$73.9M	D
#30	KAUAI OHANA	$61.6M	A
#31	WAIALUA	$46.7M	A+
#32	HELCO	$44.4M	A+
#33	HOTEL AND TRAVEL INDUSTRY	$39.3M	A
#34	MOLOKAI COMMUNITY	$37.7M	A
#35	LANAI	$36.4M	A+
#36	MAUI TEACHERS	$35.6M	A+
#37	HAWAIIAN ELECTRIC EMPLOYEES	$35.2M	A
#38	SCHOFIELD	$34.8M	A+
#39	ONOMEA	$26.7M	A+
#40	HAMAKUA	$21.3M	B
#41	EWA	$13.2M	A+
#42	LOCAL UNION 1186 IBEW	$12.8M	C
#43	KAHUKU	$7.8M	F
#44	GLOVER	$2.6M	A+
#45	PLUMBERS & FITTERS LOCAL 675	$2.5M	F

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	HAWAII STATE	138K	A
#2	HAWAIIUSA	130K	A+
#3	ALOHA PACIFIC	70K	A
#4	HFS	56K	A
#5	HAWAIIAN FINANCIAL	52K	A+
#6	HAWAII COMMUNITY	46K	A
#7	LOKAHI	46K	A
#8	GATHER	40K	A
#9	UNIVERSITY OF HAWAII	35K	A+
#10	PEARL HAWAII	31K	A
#11	CU HAWAII	29K	A+
#12	MAUI COUNTY	21K	B
#13	HONOLULU	20K	A+
#14	HAWAII CENTRAL	16K	A
#15	HAWAII LAW ENFORCEMENT	14K	A+
#16	VALLEY ISLE COMMUNITY	13K	A
#17	HAWAII	12K	A+
#18	BIG ISLAND	9,581	A
#19	KAUAI	7,769	A
#20	GARDEN ISLAND	7,291	A
#21	MAUI	7,285	B+
#22	KO`OLAU	6,285	A
#23	HONOLULU FIRE DEPARTMENT	6,214	A+
#24	HAWAII FIRST	6,100	D
#25	HAWAII COUNTY EMPLOYEES	5,899	A+
#26	WAILUKU	5,362	A+
#27	HOTEL AND TRAVEL INDUSTRY	4,537	A
#28	MOLOKAI COMMUNITY	4,283	A
#29	KAHULUI	4,003	A+
#30	KAUAI OHANA	3,927	A
#31	HAWAII SCHOOLS	3,345	A+
#32	MCBRYDE	3,174	D
#33	WAIALUA	2,973	A+
#34	KAHUKU	2,099	F
#35	LANAI	2,041	A+
#36	SCHOFIELD	1,991	A+
#37	HAWAIIAN ELECTRIC EMPLOYEES	1,842	A
#38	ONOMEA	1,836	A+
#39	HAMAKUA	1,783	B
#40	EWA	1,564	A+
#41	HELCO	1,371	A+
#42	MAUI TEACHERS	1,278	A+
#43	LOCAL UNION 1186 IBEW	1,035	C
#44	PLUMBERS & FITTERS LOCAL 675	875	F
#45	GLOVER	188	A+

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	GLOVER	33.9%	$2.6M
#2	MCBRYDE	26.4%	$102.4M
#3	EWA	23.1%	$13.2M
#4	HELCO	19.6%	$44.4M
#5	HAWAIIAN ELECTRIC EMPLOYEES	18.9%	$35.2M
#6	MOLOKAI COMMUNITY	18.1%	$37.7M
#7	PLUMBERS & FITTERS LOCAL 675	17.9%	$2.5M
#8	MAUI TEACHERS	17.8%	$35.6M
#9	WAIALUA	17.7%	$46.7M
#10	ONOMEA	16.9%	$26.7M
#11	SCHOFIELD	16.6%	$34.8M
#12	KAHUKU	16.0%	$7.8M
#13	HAMAKUA	15.2%	$21.3M
#14	HAWAII COUNTY EMPLOYEES	15.2%	$141.6M
#15	LOCAL UNION 1186 IBEW	14.7%	$12.8M
#16	HAWAII	14.5%	$104.1M
#17	MAUI	14.3%	$140.3M
#18	MAUI COUNTY	13.9%	$475.5M
#19	GARDEN ISLAND	13.9%	$122.8M
#20	KAHULUI	13.7%	$79.7M
#21	HAWAII SCHOOLS	13.5%	$75.2M
#22	HAWAII LAW ENFORCEMENT	12.9%	$230.0M
#23	HONOLULU	12.7%	$405.8M
#24	GATHER	12.4%	$905.5M
#25	WAILUKU	12.3%	$129.2M
#26	LANAI	11.8%	$36.4M
#27	HAWAIIAN FINANCIAL	11.6%	$1.1B
#28	CU HAWAII	11.2%	$439.6M
#29	UNIVERSITY OF HAWAII	11.1%	$926.3M
#30	HONOLULU FIRE DEPARTMENT	10.8%	$87.9M
#31	HAWAIIUSA	10.3%	$2.6B
#32	PEARL HAWAII	9.9%	$523.4M
#33	HAWAII CENTRAL	9.9%	$299.8M
#34	ALOHA PACIFIC	9.7%	$1.5B
#35	HAWAII COMMUNITY	9.7%	$782.5M
#36	KO`OLAU	9.4%	$98.5M
#37	LOKAHI	9.4%	$698.9M
#38	BIG ISLAND	9.3%	$188.3M
#39	HAWAII FIRST	9.3%	$73.9M
#40	HAWAII STATE	9.2%	$2.9B
#41	HFS	9.1%	$1.1B
#42	HOTEL AND TRAVEL INDUSTRY	9.0%	$39.3M
#43	VALLEY ISLE COMMUNITY	9.0%	$173.2M
#44	KAUAI OHANA	8.9%	$61.6M
#45	KAUAI	8.3%	$196.3M

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.