Credit Union Rankings in Idaho
Top credit unions in Idaho by assets, members, and financial health — NCUA Q4 2025 data.
Top Credit Unions in Idaho by Assets
Ranked by total assets — Q4 2025
| Rank | Name | Total Assets | Health |
|---|---|---|---|
| #1 | IDAHO CENTRAL | $14.8B | A |
| #2 | POTLATCH NO. 1 FINANCIAL | $2.1B | A |
| #3 | WESTMARK | $1.6B | A |
| #4 | CAPITAL EDUCATORS | $1.4B | B+ |
| #5 | PIONEER | $734.5M | B+ |
| #6 | FRONTIER | $711.5M | A |
| #7 | FREEDOM NORTHWEST | $645.2M | A+ |
| #8 | BEEHIVE | $626.8M | A |
| #9 | TRUGROCER | $316.5M | A+ |
| #10 | LOOKOUT | $298.3M | B+ |
| #11 | ADVANTAGE PLUS | $280.6M | A |
| #12 | COTTONWOOD COMMUNITY | $278.9M | A+ |
| #13 | LEWIS CLARK | $276.0M | A |
| #14 | CONNECTIONS | $254.6M | A |
| #15 | CLARITY | $223.5M | A |
| #16 | LATAH | $164.0M | A+ |
| #17 | NORTHWEST CHRISTIAN | $104.2M | A |
| #18 | RAILS WEST | $76.6M | A+ |
| #19 | IDAHO UNITED | $72.9M | A |
| #20 | SIMPLOT | $58.8M | A+ |
| #21 | MEMBERS PREFERRED | $58.1M | A |
| #22 | SEI | $33.5M | B+ |
| #23 | ST JOE VALLEY | $14.0M | A+ |
| #24 | SNAKE RIVER | $12.5M | A+ |
| #25 | BOISE FIRE DEPARTMENT | $8.8M | B+ |
| #26 | MINI-CASSIA EMPL. | $528K | B |
Top Credit Unions in Idaho by Members
Ranked by total member count — Q4 2025
| Rank | Name | Members | Health |
|---|---|---|---|
| #1 | IDAHO CENTRAL | 769K | A |
| #2 | POTLATCH NO. 1 FINANCIAL | 128K | A |
| #3 | CAPITAL EDUCATORS | 101K | B+ |
| #4 | WESTMARK | 83K | A |
| #5 | FRONTIER | 52K | A |
| #6 | PIONEER | 48K | B+ |
| #7 | BEEHIVE | 34K | A |
| #8 | LOOKOUT | 26K | B+ |
| #9 | LEWIS CLARK | 22K | A |
| #10 | TRUGROCER | 22K | A+ |
| #11 | ADVANTAGE PLUS | 21K | A |
| #12 | CONNECTIONS | 19K | A |
| #13 | CLARITY | 19K | A |
| #14 | FREEDOM NORTHWEST | 13K | A+ |
| #15 | COTTONWOOD COMMUNITY | 10K | A+ |
| #16 | LATAH | 8,193 | A+ |
| #17 | RAILS WEST | 7,538 | A+ |
| #18 | IDAHO UNITED | 5,835 | A |
| #19 | SIMPLOT | 5,516 | A+ |
| #20 | NORTHWEST CHRISTIAN | 5,131 | A |
| #21 | MEMBERS PREFERRED | 4,332 | A |
| #22 | SEI | 3,162 | B+ |
| #23 | SNAKE RIVER | 1,281 | A+ |
| #24 | ST JOE VALLEY | 1,150 | A+ |
| #25 | BOISE FIRE DEPARTMENT | 1,007 | B+ |
| #26 | MINI-CASSIA EMPL. | 341 | B |
Healthiest Credit Unions in Idaho
Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.
| Rank | Name | Net Worth Ratio | Total Assets |
|---|---|---|---|
| #1 | MEMBERS PREFERRED | 21.1% | $58.1M |
| #2 | SIMPLOT | 20.6% | $58.8M |
| #3 | MINI-CASSIA EMPL. | 16.7% | $528K |
| #4 | TRUGROCER | 16.6% | $316.5M |
| #5 | BOISE FIRE DEPARTMENT | 16.1% | $8.8M |
| #6 | COTTONWOOD COMMUNITY | 14.5% | $278.9M |
| #7 | SNAKE RIVER | 14.3% | $12.5M |
| #8 | FREEDOM NORTHWEST | 13.1% | $645.2M |
| #9 | RAILS WEST | 11.3% | $76.6M |
| #10 | LATAH | 11.3% | $164.0M |
| #11 | ST JOE VALLEY | 10.9% | $14.0M |
| #12 | CLARITY | 10.0% | $223.5M |
| #13 | LEWIS CLARK | 10.0% | $276.0M |
| #14 | PIONEER | 9.8% | $734.5M |
| #15 | ADVANTAGE PLUS | 9.8% | $280.6M |
| #16 | IDAHO UNITED | 9.2% | $72.9M |
| #17 | FRONTIER | 9.0% | $711.5M |
| #18 | POTLATCH NO. 1 FINANCIAL | 8.8% | $2.1B |
| #19 | BEEHIVE | 8.7% | $626.8M |
| #20 | NORTHWEST CHRISTIAN | 8.3% | $104.2M |
| #21 | CONNECTIONS | 8.3% | $254.6M |
| #22 | WESTMARK | 8.2% | $1.6B |
| #23 | SEI | 8.2% | $33.5M |
| #24 | IDAHO CENTRAL | 8.1% | $14.8B |
| #25 | CAPITAL EDUCATORS | 7.8% | $1.4B |
| #26 | LOOKOUT | 7.6% | $298.3M |
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.