Credit Union Rankings in Alabama

Top credit unions in Alabama by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Alabama by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	REDSTONE	$8.4B	A+
#2	ALL IN	$3.6B	B+
#3	SOUTHERN ENERGY	$3.6B	A+
#4	AMERICA'S FIRST	$2.7B	A+
#5	MAX	$2.3B	A+
#6	ALABAMA	$2.1B	A
#7	ALABAMA ONE	$1.5B	A
#8	LISTERHILL	$1.4B	A+
#9	AVADIAN	$1.4B	A
#10	FIVE STAR	$1.2B	A
#11	GUARDIAN	$1.2B	B+
#12	FAMILY SAVINGS	$1.2B	A
#13	FAMILY SECURITY	$1.1B	A+
#14	LEGACY COMMUNITY	$734.0M	A+
#15	EMBLEM	$597.1M	A+
#16	AOD	$453.3M	A
#17	WINSOUTH	$452.1M	A+
#18	ALABAMA STATE EMPLOYEES	$442.2M	A+
#19	TVA COMMUNITY CREDIT UNION	$416.2M	A+
#20	COOSA PINES	$399.9M	A+
#21	NEW HORIZONS	$279.7M	A+
#22	AUBURN UNIVERSITY	$262.0M	A
#23	MUTUAL SAVINGS	$240.8M	A
#24	FORT MCCLELLAN	$222.5M	A+
#25	NAHEOLA	$213.6M	A
#26	ALATRUST	$213.2M	B+
#27	ALABAMA CENTRAL	$207.6M	A
#28	ACIPCO	$207.4M	A+
#29	RIVERFALL	$194.4M	B+
#30	ECO	$187.9M	A+
#31	HERITAGE SOUTH	$183.9M	A
#32	NORTH ALABAMA EDUCATORS	$139.3M	B+
#33	MOBILE EDUCATORS	$110.4M	A+
#34	VALLEY	$110.4M	A+
#35	RAILROAD	$99.8M	A+
#36	FOUR SEASONS	$94.5M	A
#37	JEFFERSON CREDIT UNION	$92.8M	A
#38	SYCAMORE	$69.7M	A+
#39	FLORENCE	$66.6M	A
#40	ROCKET CITY	$65.7M	A+
#41	THE BRIDGEWAY	$63.2M	A
#42	UNIVERSITY OF SOUTH ALABAMA	$55.2M	A+
#43	CHAMPION COMMUNITY	$50.9M	B
#44	TUSCALOOSA V A	$50.8M	A+
#45	AZALEA CITY	$45.1M	A
#46	SOLUTIONS FIRST	$45.0M	B
#47	ELECTRICAL WORKERS NO 558	$44.8M	A+
#48	GULF COAST	$42.9M	B
#49	RED OAK	$41.1M	B
#50	MEAD COATED BOARD	$40.6M	F
#51	LAUDERDALE COUNTY TEACHERS	$37.6M	A+
#52	SOCIAL SECURITY	$36.8M	B
#53	WCU CREDIT UNION	$34.1M	A
#54	THE INFIRMARY	$32.7M	A+
#55	BALDWIN COUNTY	$30.3M	A+
#56	HEALTH	$27.6M	B
#57	ANG	$25.0M	A
#58	CHATTAHOOCHEE	$23.4M	A+
#59	COVINGTON SCHOOLS	$21.9M	F
#60	EAST ALABAMA COMMUNITY	$20.1M	A+
#61	RAILWAY EMPLOYEES	$20.1M	A+
#62	CITY	$19.4M	A+
#63	FEDERAL EMPLOYEES	$19.4M	B
#64	MOBILE POSTAL	$17.2M	B
#65	MOBILE GOVERNMENT EMP.	$15.5M	A+
#66	NORTHEAST ALABAMA POSTAL	$13.1M	A
#67	FEDMONT	$12.5M	A+
#68	TUSKEGEE	$11.8M	D
#69	OPP-MICOLAS	$10.4M	A+
#70	BLUE FLAME	$10.2M	A+
#71	BIRMINGHAM CITY	$9.9M	B+
#72	MARVEL CITY	$8.9M	A+
#73	L&N EMPLOYEES	$8.0M	C
#74	FIREMAN'S	$7.2M	A+
#75	MONTGOMERY VA	$6.4M	C
#76	ALABAMA POSTAL	$6.4M	B
#77	CHEMCO	$5.3M	A+
#78	SIXTH AVENUE BAPTIST	$5.2M	F
#79	TVH	$5.0M	A+
#80	CHEM FAMILY	$4.0M	A+
#81	S R I EMPLOYEES	$3.7M	A+
#82	DEMOPOLIS	$3.1M	A
#83	ANDALUSIA MILLS EMPLOYEES CREDIT AS	$3.0M	A+
#84	U S PIPE BESSEMER EMPLOYEES	$2.9M	B
#85	COUNCILL	$2.8M	A+
#86	NUCOR EMPLOYEES	$2.5M	A+
#87	NORTH ALABAMA PAPERMAKERS	$2.1M	A+
#88	FEDERATION OF GREENE COUNTY EMPL.	$1.8M	A+
#89	NRS COMMUNITY DEVELOPMENT	$1.4M	F

Top Credit Unions in Alabama by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	REDSTONE	545K	A+
#2	ALL IN	212K	B+
#3	AMERICA'S FIRST	195K	A+
#4	ALABAMA	156K	A
#5	MAX	131K	A+
#6	ALABAMA ONE	96K	A
#7	GUARDIAN	93K	B+
#8	LISTERHILL	92K	A+
#9	SOUTHERN ENERGY	90K	A+
#10	FAMILY SECURITY	89K	A+
#11	AVADIAN	84K	A
#12	FAMILY SAVINGS	78K	A
#13	FIVE STAR	66K	A
#14	ALABAMA STATE EMPLOYEES	39K	A+
#15	AOD	38K	A
#16	WINSOUTH	36K	A+
#17	LEGACY COMMUNITY	30K	A+
#18	EMBLEM	29K	A+
#19	COOSA PINES	26K	A+
#20	NEW HORIZONS	23K	A+
#21	TVA COMMUNITY CREDIT UNION	20K	A+
#22	MUTUAL SAVINGS	19K	A
#23	ALABAMA CENTRAL	19K	A
#24	AUBURN UNIVERSITY	18K	A
#25	HERITAGE SOUTH	15K	A
#26	FORT MCCLELLAN	15K	A+
#27	ECO	15K	A+
#28	RIVERFALL	14K	B+
#29	ALATRUST	13K	B+
#30	NAHEOLA	13K	A
#31	NORTH ALABAMA EDUCATORS	11K	B+
#32	FOUR SEASONS	9,539	A
#33	ACIPCO	8,894	A+
#34	UNIVERSITY OF SOUTH ALABAMA	8,400	A+
#35	JEFFERSON CREDIT UNION	8,248	A
#36	MOBILE EDUCATORS	8,142	A+
#37	THE BRIDGEWAY	7,125	A
#38	VALLEY	6,032	A+
#39	ROCKET CITY	5,878	A+
#40	GULF COAST	4,991	B
#41	SOLUTIONS FIRST	4,953	B
#42	RAILROAD	4,747	A+
#43	RED OAK	4,629	B
#44	THE INFIRMARY	4,485	A+
#45	AZALEA CITY	4,441	A
#46	FLORENCE	3,948	A
#47	TUSCALOOSA V A	3,451	A+
#48	WCU CREDIT UNION	3,375	A
#49	CHAMPION COMMUNITY	3,051	B
#50	EAST ALABAMA COMMUNITY	3,001	A+
#51	SYCAMORE	2,818	A+
#52	CHATTAHOOCHEE	2,762	A+
#53	SOCIAL SECURITY	2,657	B
#54	BIRMINGHAM CITY	2,648	B+
#55	ELECTRICAL WORKERS NO 558	2,625	A+
#56	HEALTH	2,130	B
#57	BALDWIN COUNTY	2,104	A+
#58	TUSKEGEE	2,050	D
#59	LAUDERDALE COUNTY TEACHERS	1,990	A+
#60	ANG	1,787	A
#61	FEDERAL EMPLOYEES	1,737	B
#62	MOBILE POSTAL	1,702	B
#63	OPP-MICOLAS	1,629	A+
#64	COVINGTON SCHOOLS	1,627	F
#65	CITY	1,585	A+
#66	MEAD COATED BOARD	1,568	F
#67	L&N EMPLOYEES	1,417	C
#68	RAILWAY EMPLOYEES	1,366	A+
#69	NORTHEAST ALABAMA POSTAL	1,237	A
#70	FEDMONT	1,216	A+
#71	FIREMAN'S	956	A+
#72	MARVEL CITY	945	A+
#73	FEDERATION OF GREENE COUNTY EMPL.	907	A+
#74	ALABAMA POSTAL	904	B
#75	ANDALUSIA MILLS EMPLOYEES CREDIT AS	867	A+
#76	SIXTH AVENUE BAPTIST	836	F
#77	NRS COMMUNITY DEVELOPMENT	778	F
#78	BLUE FLAME	773	A+
#79	MONTGOMERY VA	747	C
#80	DEMOPOLIS	717	A
#81	TVH	716	A+
#82	MOBILE GOVERNMENT EMP.	650	A+
#83	COUNCILL	614	A+
#84	U S PIPE BESSEMER EMPLOYEES	501	B
#85	CHEMCO	355	A+
#86	NORTH ALABAMA PAPERMAKERS	330	A+
#87	NUCOR EMPLOYEES	281	A+
#88	CHEM FAMILY	177	A+
#89	S R I EMPLOYEES	160	A+

Healthiest Credit Unions in Alabama

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	ALABAMA POSTAL	43.6%	$6.4M
#2	COVINGTON SCHOOLS	37.8%	$21.9M
#3	S R I EMPLOYEES	37.5%	$3.7M
#4	FIREMAN'S	36.7%	$7.2M
#5	DEMOPOLIS	34.1%	$3.1M
#6	CHEM FAMILY	28.3%	$4.0M
#7	FEDERATION OF GREENE COUNTY EMPL.	27.1%	$1.8M
#8	NORTH ALABAMA PAPERMAKERS	27.1%	$2.1M
#9	NUCOR EMPLOYEES	27.0%	$2.5M
#10	OPP-MICOLAS	25.7%	$10.4M
#11	CITY	25.6%	$19.4M
#12	U S PIPE BESSEMER EMPLOYEES	23.7%	$2.9M
#13	TVH	23.6%	$5.0M
#14	RAILWAY EMPLOYEES	22.7%	$20.1M
#15	MEAD COATED BOARD	22.6%	$40.6M
#16	HEALTH	22.2%	$27.6M
#17	SOCIAL SECURITY	22.2%	$36.8M
#18	ANDALUSIA MILLS EMPLOYEES CREDIT AS	21.4%	$3.0M
#19	MOBILE GOVERNMENT EMP.	20.9%	$15.5M
#20	CHEMCO	20.1%	$5.3M
#21	ELECTRICAL WORKERS NO 558	20.0%	$44.8M
#22	L&N EMPLOYEES	19.8%	$8.0M
#23	BIRMINGHAM CITY	19.6%	$9.9M
#24	FAMILY SECURITY	19.6%	$1.1B
#25	TVA COMMUNITY CREDIT UNION	18.4%	$416.2M
#26	MARVEL CITY	18.0%	$8.9M
#27	NAHEOLA	17.7%	$213.6M
#28	ROCKET CITY	17.4%	$65.7M
#29	SYCAMORE	17.1%	$69.7M
#30	FEDERAL EMPLOYEES	16.8%	$19.4M
#31	NORTHEAST ALABAMA POSTAL	16.8%	$13.1M
#32	AOD	16.2%	$453.3M
#33	COOSA PINES	16.1%	$399.9M
#34	THE BRIDGEWAY	15.9%	$63.2M
#35	BLUE FLAME	15.7%	$10.2M
#36	UNIVERSITY OF SOUTH ALABAMA	15.5%	$55.2M
#37	AZALEA CITY	15.4%	$45.1M
#38	COUNCILL	15.0%	$2.8M
#39	CHAMPION COMMUNITY	14.6%	$50.9M
#40	SOUTHERN ENERGY	14.5%	$3.6B
#41	EAST ALABAMA COMMUNITY	14.5%	$20.1M
#42	CHATTAHOOCHEE	14.3%	$23.4M
#43	ACIPCO	14.3%	$207.4M
#44	RAILROAD	14.2%	$99.8M
#45	MAX	14.1%	$2.3B
#46	ALATRUST	14.0%	$213.2M
#47	VALLEY	14.0%	$110.4M
#48	FEDMONT	13.9%	$12.5M
#49	NRS COMMUNITY DEVELOPMENT	13.7%	$1.4M
#50	FLORENCE	13.7%	$66.6M
#51	THE INFIRMARY	13.6%	$32.7M
#52	LEGACY COMMUNITY	13.6%	$734.0M
#53	FIVE STAR	13.5%	$1.2B
#54	REDSTONE	13.5%	$8.4B
#55	TUSCALOOSA V A	12.8%	$50.8M
#56	MOBILE EDUCATORS	12.8%	$110.4M
#57	FORT MCCLELLAN	12.8%	$222.5M
#58	MOBILE POSTAL	12.7%	$17.2M
#59	BALDWIN COUNTY	12.5%	$30.3M
#60	LAUDERDALE COUNTY TEACHERS	12.3%	$37.6M
#61	ALABAMA STATE EMPLOYEES	12.2%	$442.2M
#62	AMERICA'S FIRST	12.1%	$2.7B
#63	ECO	11.9%	$187.9M
#64	RIVERFALL	11.8%	$194.4M
#65	MONTGOMERY VA	11.6%	$6.4M
#66	EMBLEM	11.3%	$597.1M
#67	LISTERHILL	11.0%	$1.4B
#68	NEW HORIZONS	11.0%	$279.7M
#69	WINSOUTH	10.6%	$452.1M
#70	AVADIAN	9.9%	$1.4B
#71	HERITAGE SOUTH	9.8%	$183.9M
#72	ALABAMA	9.8%	$2.1B
#73	JEFFERSON CREDIT UNION	9.8%	$92.8M
#74	ALL IN	9.7%	$3.6B
#75	AUBURN UNIVERSITY	9.7%	$262.0M
#76	GUARDIAN	9.6%	$1.2B
#77	ALABAMA CENTRAL	9.5%	$207.6M
#78	ANG	9.3%	$25.0M
#79	WCU CREDIT UNION	9.2%	$34.1M
#80	SIXTH AVENUE BAPTIST	9.0%	$5.2M
#81	MUTUAL SAVINGS	9.0%	$240.8M
#82	FOUR SEASONS	8.9%	$94.5M
#83	ALABAMA ONE	8.8%	$1.5B
#84	FAMILY SAVINGS	8.7%	$1.2B
#85	NORTH ALABAMA EDUCATORS	7.9%	$139.3M
#86	SOLUTIONS FIRST	6.8%	$45.0M
#87	GULF COAST	6.6%	$42.9M
#88	RED OAK	6.0%	$41.1M
#89	TUSKEGEE	4.0%	$11.8M

Back to national rankings Browse all credit unions in Alabama

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.