Credit Union Rankings in Montana
Top credit unions in Montana by assets, members, and financial health — NCUA Q4 2025 data.
Top Credit Unions in Montana by Assets
Ranked by total assets — Q4 2025
Top Credit Unions in Montana by Members
Ranked by total member count — Q4 2025
| Rank | Name | Members | Health |
|---|---|---|---|
| #1 | CLEARWATER | 67K | A+ |
| #2 | WHITEFISH CREDIT UNION ASSOCIATION | 64K | A+ |
| #3 | ALTANA | 40K | A+ |
| #4 | VALLEY FINANCIAL | 38K | A+ |
| #5 | PARK SIDE FINANCIAL | 30K | A |
| #6 | MONTANA | 26K | A+ |
| #7 | ROCKY MOUNTAIN | 25K | A |
| #8 | INTREPID | 19K | A+ |
| #9 | 1ST LIBERTY | 15K | A+ |
| #10 | BILLINGS | 13K | A+ |
| #11 | SKY | 13K | B+ |
| #12 | SOUTHWEST MONTANA COMMUNITY | 12K | A |
| #13 | RUSSELL COUNTRY | 9,873 | B+ |
| #14 | FERGUS | 6,467 | A+ |
| #15 | RAVALLI COUNTY | 6,118 | A+ |
| #16 | LINCOLN COUNTY | 5,687 | A+ |
| #17 | RICHLAND | 4,872 | A+ |
| #18 | VOCAL | 4,368 | A |
| #19 | COMMUNITY 1ST | 3,895 | A |
| #20 | GRASSLANDS | 3,865 | A+ |
| #21 | RIMROCK | 3,343 | A+ |
| #22 | WOLF POINT | 3,235 | A |
| #23 | DANIELS-SHERIDAN | 3,173 | A+ |
| #24 | MOUNTAIN WEST | 2,956 | B |
| #25 | NORTHWESTERN ENERGY EMPLOYEES | 2,892 | A+ |
| #26 | BUTTE COMMUNITY | 2,755 | A |
| #27 | THE MORNING STAR | 2,344 | F |
| #28 | BADLANDS | 2,190 | B+ |
| #29 | BITTERROOT COMMUNITY | 2,148 | A |
| #30 | SEG | 1,987 | A+ |
| #31 | THE FAMILY FIRST | 1,779 | B+ |
| #32 | MILE HIGH | 1,722 | A+ |
| #33 | MONTANA EDUCATORS' | 1,678 | A |
| #34 | GLENDIVE BN | 1,642 | A+ |
| #35 | FORT PECK COMMUNITY | 1,183 | C |
| #36 | ST. PATS EMPLOYEES | 658 | B+ |
| #37 | M D U EMPLOYEES | 485 | A+ |
| #38 | DEER LODGE COUNTY SCHOOL EMP | 479 | A+ |
| #39 | TRICOUNTY | 228 | A+ |
| #40 | NORTHERN MONTANA HOSPITAL | 193 | A+ |
| #41 | FROID | 165 | A+ |
Healthiest Credit Unions in Montana
Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.
| Rank | Name | Net Worth Ratio | Total Assets |
|---|---|---|---|
| #1 | LINCOLN COUNTY | 21.6% | $177.7M |
| #2 | GLENDIVE BN | 21.4% | $27.2M |
| #3 | WOLF POINT | 18.9% | $21.2M |
| #4 | M D U EMPLOYEES | 16.9% | $4.1M |
| #5 | MOUNTAIN WEST | 16.2% | $22.0M |
| #6 | RICHLAND | 15.1% | $113.1M |
| #7 | RIMROCK | 15.0% | $61.2M |
| #8 | MILE HIGH | 14.9% | $28.3M |
| #9 | 1ST LIBERTY | 14.1% | $215.8M |
| #10 | GRASSLANDS | 14.1% | $130.0M |
| #11 | RAVALLI COUNTY | 13.7% | $84.9M |
| #12 | DEER LODGE COUNTY SCHOOL EMP | 13.4% | $9.3M |
| #13 | FERGUS | 12.9% | $120.0M |
| #14 | VOCAL | 12.9% | $51.5M |
| #15 | CLEARWATER | 12.5% | $1.1B |
| #16 | MONTANA | 12.4% | $351.8M |
| #17 | SEG | 12.3% | $25.3M |
| #18 | FROID | 12.3% | $1.2M |
| #19 | DANIELS-SHERIDAN | 12.2% | $89.5M |
| #20 | WHITEFISH CREDIT UNION ASSOCIATION | 12.2% | $2.1B |
| #21 | FORT PECK COMMUNITY | 12.1% | $14.6M |
| #22 | ST. PATS EMPLOYEES | 12.0% | $5.5M |
| #23 | BILLINGS | 11.4% | $217.5M |
| #24 | ALTANA | 11.4% | $633.9M |
| #25 | SOUTHWEST MONTANA COMMUNITY | 11.3% | $206.7M |
| #26 | COMMUNITY 1ST | 11.3% | $41.6M |
| #27 | NORTHWESTERN ENERGY EMPLOYEES | 11.0% | $33.8M |
| #28 | NORTHERN MONTANA HOSPITAL | 10.9% | $1.1M |
| #29 | INTREPID | 10.8% | $309.6M |
| #30 | VALLEY FINANCIAL | 10.7% | $573.6M |
| #31 | TRICOUNTY | 10.5% | $1.8M |
| #32 | THE FAMILY FIRST | 9.8% | $17.9M |
| #33 | MONTANA EDUCATORS' | 9.5% | $34.3M |
| #34 | PARK SIDE FINANCIAL | 9.3% | $378.7M |
| #35 | ROCKY MOUNTAIN | 8.8% | $419.5M |
| #36 | BUTTE COMMUNITY | 8.3% | $35.1M |
| #37 | BITTERROOT COMMUNITY | 8.3% | $18.8M |
| #38 | RUSSELL COUNTRY | 7.6% | $130.1M |
| #39 | SKY | 7.5% | $199.7M |
| #40 | BADLANDS | 7.4% | $39.4M |
| #41 | THE MORNING STAR | 7.2% | $2.9M |
Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.