Credit Union Rankings in Texas

Top credit unions in Texas by assets, members, and financial health — NCUA Q4 2025 data.

Top Credit Unions in Texas by Assets

Ranked by total assets — Q4 2025

Rank	Name	Total Assets	Health
#1	RANDOLPH-BROOKS	$19.2B	A
#2	SECURITY SERVICE	$14.2B	A
#3	AMERICAN AIRLINES	$9.3B	A+
#4	COMMUNITYAMERICA	$8.7B	B+
#5	TEXAS DOW EMPLOYEES	$5.0B	B
#6	RALLY	$4.7B	A+
#7	EECU	$4.6B	A+
#8	GECU	$4.6B	A
#9	CREDIT HUMAN	$4.5B	B+
#10	UNIVERSITY	$4.2B	A
#11	FIRST COMMUNITY	$3.0B	B+
#12	CREDIT UNION OF TEXAS	$2.7B	B+
#13	JSC	$2.7B	A
#14	A+	$2.6B	B
#15	AUSTIN TELCO	$2.6B	A+
#16	TEXANS	$2.5B	A+
#17	ADVANCIAL	$2.4B	B+
#18	TEXAS TRUST	$2.1B	A
#19	SHELL	$2.0B	A+
#20	DATCU	$1.7B	A+
#21	UNITED HERITAGE	$1.7B	A+
#22	FIRSTLIGHT	$1.6B	A+
#23	RED RIVER EMPLOYEES	$1.6B	A+
#24	FIRST SERVICE	$1.5B	A+
#25	AMOCO	$1.5B	A
#26	EAST TEXAS PROFESSIONAL	$1.4B	A+
#27	FORT WORTH COMMUNITY	$1.3B	A+
#28	GULF COAST EDUCATORS	$1.3B	A+
#29	AMPLIFY	$1.3B	A+
#30	FIRSTMARK	$1.2B	A
#31	RAVE FINANCIAL	$1.2B	A+
#32	NEIGHBORHOOD	$1.1B	A
#33	NECHES	$1.1B	A+
#34	FIVEPOINT	$1.1B	A
#35	RAIZ	$1.1B	A
#36	VELOCITY	$1.1B	A+
#37	BRAZOS VALLEY SCHOOLS	$1.0B	A
#38	HOUSTON POLICE	$989.2M	A+
#39	GREATER TEXAS	$980.0M	B+
#40	HOUSTON	$950.7M	A
#41	COMMUNITY RESOURCE	$946.9M	A+
#42	SCHLUMBERGER EMPLOYEES	$895.6M	A+
#43	TEXAS BAY	$890.7M	B+
#44	SOUTHWEST AIRLINES	$846.2M	A+
#45	INTOUCH	$817.9M	B+
#46	SMART FINANCIAL	$803.5M	B+
#47	COMPLEX COMMUNITY	$783.9M	A+
#48	TEXELL	$773.5M	A+
#49	GENERATIONS COMMUNITY	$738.6M	A
#50	MEMBERS CHOICE	$725.4M	A
#51	PRIMEWAY	$724.4M	A
#52	ALLIANCE	$679.6M	A+
#53	ABILENE TEACHERS	$665.5M	A+
#54	RESOURCE ONE	$655.7M	B
#55	CITY	$623.2M	B+
#56	UNION SQUARE	$597.5M	B+
#57	DUGOOD	$594.7M	A+
#58	EDUCATORS	$593.2M	A+
#59	EDUCATION FIRST	$590.5M	A
#60	ASSOCIATED CREDIT UNION OF TEXAS	$570.6M	A
#61	SOARION	$563.1M	B
#62	MY COMMUNITY	$536.4M	B+
#63	SECURITY FIRST	$521.1M	B+
#64	COASTLIFE	$516.0M	A
#65	NIZARI PROGRESSIVE	$488.1M	A
#66	GENCO	$480.5M	A+
#67	EDUCATION	$476.8M	A
#68	TEXAR	$446.4M	A+
#69	TEXAS TECH	$442.2M	A+
#70	PECU	$437.3M	A+
#71	UNITED TEXAS	$423.9M	A
#72	AMERICA'S	$413.2M	A
#73	1ST COMMUNITY	$408.1M	C
#74	MCT	$395.5M	A+
#75	HOUSTON TEXAS FIRE FIGHTERS	$395.0M	A+
#76	CY-FAIR	$383.5M	A
#77	MOBILITY CREDIT UNION	$360.3M	B+
#78	FIRST BASIN	$350.0M	A+
#79	GULF	$340.4M	A
#80	PIONEER MUTUAL	$335.6M	A+
#81	FORT WORTH CITY	$324.7M	A+
#82	EVOLVE	$323.5M	A+
#83	SYNERGY	$319.5M	A+
#84	ACFCU	$309.2M	A
#85	TEXOMA COMMUNITY	$307.6M	A+
#86	GULF COAST	$277.1M	B
#87	UNITY ONE	$271.3M	A
#88	MEMBERS TRUST OF THE SOUTHWEST	$262.4M	A
#89	ENERGY CAPITAL	$261.5M	A
#90	SOUTHWEST HERITAGE	$261.1M	A+
#91	BORDER	$258.1M	A+
#92	INVESTEX	$239.6M	A+
#93	PANTEX	$236.2M	A+
#94	SABINE	$232.2M	A+
#95	CAPITOL	$229.8M	A+
#96	CAL-COM	$225.3M	A+
#97	WESTEX COMMUNITY	$224.9M	A
#98	THE PEOPLE'S	$221.2M	A
#99	SANTA FE	$219.1M	A+
#100	HARRIS COUNTY	$218.0M	B+

Top Credit Unions in Texas by Members

Ranked by total member count — Q4 2025

Rank	Name	Members	Health
#1	RANDOLPH-BROOKS	1.1M	A
#2	SECURITY SERVICE	738K	A
#3	COMMUNITYAMERICA	617K	B+
#4	GECU	442K	A
#5	UNIVERSITY	418K	A
#6	TEXAS DOW EMPLOYEES	397K	B
#7	AMERICAN AIRLINES	385K	A+
#8	EECU	303K	A+
#9	CREDIT HUMAN	263K	B+
#10	RALLY	239K	A+
#11	A+	193K	B
#12	FIRST COMMUNITY	182K	B+
#13	CREDIT UNION OF TEXAS	180K	B+
#14	SHELL	162K	A+
#15	ADVANCIAL	140K	B+
#16	TEXANS	140K	A+
#17	TEXAS TRUST	137K	A
#18	JSC	125K	A
#19	RED RIVER EMPLOYEES	124K	A+
#20	DATCU	112K	A+
#21	FIRST SERVICE	106K	A+
#22	EAST TEXAS PROFESSIONAL	104K	A+
#23	FIRSTLIGHT	99K	A+
#24	AMOCO	98K	A
#25	AUSTIN TELCO	95K	A+
#26	FIRSTMARK	89K	A
#27	RAVE FINANCIAL	86K	A+
#28	UNITED HERITAGE	83K	A+
#29	NECHES	82K	A+
#30	RAIZ	78K	A
#31	GREATER TEXAS	75K	B+
#32	FORT WORTH COMMUNITY	75K	A+
#33	VELOCITY	72K	A+
#34	INTOUCH	71K	B+
#35	RESOURCE ONE	71K	B
#36	NEIGHBORHOOD	68K	A
#37	BRAZOS VALLEY SCHOOLS	65K	A
#38	GULF COAST EDUCATORS	61K	A+
#39	TEXAS BAY	61K	B+
#40	HOUSTON	60K	A
#41	SOUTHWEST AIRLINES	60K	A+
#42	SMART FINANCIAL	60K	B+
#43	SOARION	60K	B
#44	COMMUNITY RESOURCE	58K	A+
#45	FIVEPOINT	58K	A
#46	ALLIANCE	57K	A+
#47	ABILENE TEACHERS	56K	A+
#48	TEXELL	54K	A+
#49	PRIMEWAY	49K	A
#50	AMPLIFY	48K	A+
#51	GENERATIONS COMMUNITY	47K	A
#52	MEMBERS CHOICE	46K	A
#53	ASSOCIATED CREDIT UNION OF TEXAS	44K	A
#54	COMPLEX COMMUNITY	44K	A+
#55	MY COMMUNITY	43K	B+
#56	EDUCATION	42K	A
#57	SECURITY FIRST	42K	B+
#58	GENCO	39K	A+
#59	DUGOOD	37K	A+
#60	TEXAS TECH	36K	A+
#61	UNION SQUARE	35K	B+
#62	COASTLIFE	35K	A
#63	CITY	34K	B+
#64	HOUSTON POLICE	33K	A+
#65	EDUCATION FIRST	32K	A
#66	AMERICA'S	31K	A
#67	FIRST BASIN	30K	A+
#68	TEXAR	28K	A+
#69	ACFCU	28K	A
#70	PRIORITY TRUST	28K	A
#71	SCHLUMBERGER EMPLOYEES	28K	A+
#72	BORDER	28K	A+
#73	EDUCATORS	27K	A+
#74	TEXOMA COMMUNITY	27K	A+
#75	CY-FAIR	26K	A
#76	UNITY ONE	25K	A
#77	GULF	24K	A
#78	1ST COMMUNITY	24K	C
#79	MCT	22K	A+
#80	PECU	22K	A+
#81	INVESTEX	21K	A+
#82	MOBILITY CREDIT UNION	21K	B+
#83	UNITED TEXAS	21K	A
#84	FIRST CENTRAL	21K	B
#85	HARRIS COUNTY	20K	B+
#86	ENERGY CAPITAL	19K	A
#87	THE PEOPLE'S	19K	A
#88	NIZARI PROGRESSIVE	19K	A
#89	GULF COAST	19K	B
#90	MEMBERS CHOICE OF CENTRAL TEXAS	18K	A+
#91	LAREDO	18K	A+
#92	HOUSTON TEXAS FIRE FIGHTERS	18K	A+
#93	RIO GRANDE VALLEY CREDIT UNION	18K	A+
#94	WESTEX COMMUNITY	17K	A
#95	FORT WORTH CITY	16K	A+
#96	CAL-COM	16K	A+
#97	CENTEX CITIZENS	15K	A+
#98	TEXASGULF	15K	A+
#99	MEMBERSOURCE	15K	A+
#100	PANTEX	15K	A+

Healthiest Credit Unions in Texas

Ranked by net worth ratio — higher means a stronger capital cushion. NCUA's “well capitalized” threshold is 7%.

Rank	Name	Net Worth Ratio	Total Assets
#1	B. P. S.	61.3%	$2.9M
#2	HERITAGE HUB	49.5%	$164K
#3	SOUTHERN	44.3%	$76.1M
#4	SALT EMPLOYEES	44.0%	$1.5M
#5	NAVARRO	41.4%	$2.8M
#6	CAPROCK SANTA FE	40.8%	$51.3M
#7	HOUSTON BELT & TERMINAL	40.5%	$3.7M
#8	PORT TERMINAL	39.8%	$8.0M
#9	SWEETEX	39.5%	$9.3M
#10	E M O T	39.4%	$9.2M
#11	FRIO COUNTY	38.2%	$5.4M
#12	DEL RIO S.P.	36.8%	$3.3M
#13	EVERMAN PARKWAY	36.0%	$3.9M
#14	BROWNFIELD	35.8%	$11.2M
#15	BROWNSVILLE CITY EMPLOYEES	33.1%	$6.6M
#16	EMPLOYEES UNITED	32.7%	$12.2M
#17	VICTORIA TEACHERS	32.7%	$18.0M
#18	PORT OF HOUSTON	32.3%	$7.9M
#19	SHERWIN	31.9%	$7.4M
#20	HIGHWAY DISTRICT 2	31.8%	$4.3M
#21	REDEEMER	31.5%	$4.8M
#22	S.T.E.C.	30.8%	$5.5M
#23	TRINITY VALLEY TEACHERS	30.5%	$31.6M
#24	ANDREWS SCHOOL	27.9%	$6.7M
#25	OAK FARMS EMPLOYEES	27.6%	$4.2M
#26	FANNIN COUNTY TEACHERS	27.5%	$10.2M
#27	HIGHWAY EMPLOYEES	27.4%	$1.9M
#28	KEYSTONE	27.1%	$40.6M
#29	CHEROKEE COUNTY	26.7%	$45.0M
#30	WHARTON COUNTY TEACHERS	26.7%	$7.8M
#31	HIGHWAY DISTRICT 9	26.7%	$4.1M
#32	LUFKIN	26.2%	$46.1M
#33	MCLENNAN COUNTY EMPLOYEES	26.2%	$21.0M
#34	COBURN	25.9%	$5.6M
#35	CAPITAL	25.7%	$4.2M
#36	LONGVIEW	25.3%	$3.1M
#37	P.I.E.	25.1%	$10.9M
#38	FAITH COOPERATIVE	25.0%	$2.3M
#39	SCHLUMBERGER EMPLOYEES	24.9%	$895.6M
#40	COASTAL BEND P O	24.9%	$13.1M
#41	TEX MEX	24.6%	$8.2M
#42	W T N M ATLANTIC	24.3%	$1.8M
#43	UNION PACIFIC EMPLOYEES	24.3%	$3.8M
#44	DALLAS U.P. EMPLOYEES	23.9%	$26.7M
#45	PEAR ORCHARD	23.7%	$892K
#46	YOAKUM COUNTY	23.3%	$8.5M
#47	T & P LONGVIEW	23.3%	$11.2M
#48	MEMBERS FIRST	22.8%	$186.9M
#49	LEFORS	22.8%	$3.1M
#50	EDINBURG TEACHERS	22.7%	$96.8M
#51	HARRIS COUNTY	22.5%	$218.0M
#52	ALCON EMPLOYEES	22.4%	$29.1M
#53	THE LOCAL	22.3%	$24.6M
#54	HIGHWAY DISTRICT 21	22.3%	$51.5M
#55	U. S. I.	22.2%	$25.5M
#56	BAYCEL	21.9%	$86.3M
#57	BAYLOR HEALTH CARE SYSTEM	21.9%	$81.2M
#58	HEREFORD TEXAS	21.8%	$74.6M
#59	STAR OF TEXAS	21.6%	$67.3M
#60	PASADENA MUNICIPAL	21.6%	$12.1M
#61	SEMINOLE PUBLIC SCHOOLS	21.4%	$7.6M
#62	NATURAL RESOURCES CONSERVATION SERV	21.4%	$5.7M
#63	KBR HERITAGE	21.3%	$78.5M
#64	FEDERAL EMPLOYEES	21.3%	$3.1M
#65	PANTEX	21.2%	$236.2M
#66	ILA 28	21.2%	$10.4M
#67	NORTHEAST PANHANDLE TEACHERS	21.2%	$21.8M
#68	NCE	21.2%	$5.8M
#69	SKEL-TEX	21.1%	$6.2M
#70	CEN TEX MANUFACTURING	21.1%	$15.6M
#71	LEHRER INTERESTS	21.1%	$2.4M
#72	SWEMP	21.0%	$11.8M
#73	SEAGOVILLE	20.9%	$16.1M
#74	FARMERS BRANCH CITY EMPLOYEES	20.6%	$5.0M
#75	CHEROKEE COUNTY TEACHERS	20.6%	$13.6M
#76	SWEETWATER REGIONAL	20.6%	$6.4M
#77	CITY OF DEER PARK	20.4%	$7.5M
#78	BEN E KEITH COMPANY EMPLOYEES	20.3%	$11.7M
#79	CORPUS CHRISTI POSTAL EMPLOYEES	20.2%	$16.6M
#80	OLD OCEAN	20.1%	$40.2M
#81	HIGHWAY DISTRICT 19 EMPLOYEES	20.1%	$7.3M
#82	PARIS DISTRICT	20.1%	$433K
#83	UNION FIDELITY	19.9%	$27.4M
#84	THD DISTRICT 17	19.9%	$4.2M
#85	ELLIS COUNTY TEACHERS AND EMPLOYEES	19.8%	$18.0M
#86	JAFARI NO-INTEREST	19.8%	$2.8M
#87	EDUCATORS	19.7%	$593.2M
#88	LITTLEFIELD SCHOOL EMPLOYEES	19.6%	$994K
#89	ASPIRE	19.5%	$38.4M
#90	LOCAL 24 EMPLOYEES	19.5%	$13.9M
#91	FANNIN	19.4%	$79.1M
#92	PORT OF HOUSTON WAREHOUSE	19.4%	$5.6M
#93	LUBRIZOL EMPLOYEES'	19.1%	$49.2M
#94	EAST TEXAS PROFESSIONAL	19.1%	$1.4B
#95	MUSICIANS	18.9%	$594K
#96	LIGHT COMMERCE	18.9%	$6.8M
#97	TEXAS PEOPLE	18.8%	$24.2M
#98	FRIONA TEXAS	18.7%	$15.0M
#99	LIFETIME	18.5%	$54.7M
#100	BRAZOS COMMUNITY	18.4%	$20.0M

Back to national rankings Browse all credit unions in Texas

Data sourced from the NCUA Quarterly Call Report (Q4 2025). All financial data is for informational purposes only.