LINKAGE
State-Chartered • WACO, Texas • Est. 1931
Quick Facts
- Charter Number
- #67519
- Type
- State-Chartered
- Established
- 1931
- Headquarters
- WACO, Texas 76711
- Address
- 4527 SPEIGHT AVE
- Branches
- 1
- ATMs
- 1
- Members
- 1,902
- Membership Type
- Community
NCUA Financial Health Score
Based on NCUA Q4 2025 Call Report data
Exceptionally well-capitalized with outstanding net worth ratio, very low delinquency, and strong earnings. One of the most financially sound credit unions in the country.
Financial Overview
Total Assets
Members
1,902 total members
Total Loans
Outstanding loan portfolio
Net Worth Ratio
Financial Details
| Metric | LINKAGE |
|---|---|
| Total Assets | $17.9M |
| Members | 1,902 |
| Loans Outstanding | $9.7M |
| Shares & Deposits | $14.6M |
| Net Worth | $3.3M |
| Net Worth Ratio | 18.17% |
| Loan-to-Share Ratio | 66.6% |
| Delinquency Rate | 0.71% |
| Net Income | +$136,917 |
Source: NCUA Q4 2025 Call Report • Cycle date: 12/31/2025
Branch Locations
1 location · 1 ATMs
LINKAGE CREDIT UNION
Main Office4527 SPEIGHT AVE
WACO, TX 76711
Who Can Join LINKAGE?
Membership Type: Community
Membership eligibility for LINKAGE may vary. Contact the credit union directly to confirm qualification requirements.
Contact LINKAGE directly or visit their website for the most accurate and up-to-date membership eligibility information.
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View Texas RankingsFrequently Asked Questions
Yes. LINKAGE is federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category. This provides the same level of deposit protection as FDIC insurance at a bank.
As of the NCUA Q4 2025 Call Report, LINKAGE has 1,902 members and a potential membership field of 25,000 people.
LINKAGE's net worth ratio is 18.17% as of Q4 2025. The NCUA classifies a credit union as "well-capitalized" when its net worth ratio is 7% or higher. At 18.2%, LINKAGE meets this threshold.
LINKAGE operates 1 branch location and has access to 1 ATMs. The main office is located at 4527 SPEIGHT AVE, WACO, TX 76711.
LINKAGE was established in 1931. It is a state-chartered credit union chartered under charter number 67519. The institution has been serving members for 95 years.
Data sourced from the NCUA Quarterly Call Report (Q4 2025). CUScore is an independent directory and is not affiliated with the NCUA or LINKAGE. All financial data is for informational purposes only.