Credit Unions in WACO, Texas
10 federally insured credit unions — NCUA Q4 2025
Best Credit Union in WACO
EDUCATORS
Top RatedWACO, Texas
All Credit Unions in WACO
EDUCATORS
GENCO
MEMBERS CHOICE OF CENTRAL TEXAS
FIRST CENTRAL
HEART O' TEXAS
MCLENNAN COUNTY EMPLOYEES
WACO
1ST UNIVERSITY
LINKAGE
HIGHWAY DISTRICT 9
Compare Credit Unions in WACO
Use our side-by-side compare tool to evaluate assets, members, health scores, and net worth ratios before choosing where to bank.
Compare Credit UnionsFrequently Asked Questions
There are 10 federally insured credit unions in WACO, Texas according to NCUA Q4 2025 data. The largest by assets is EDUCATORS with $593.2M in total assets.
Yes. All credit unions listed here are federally insured by the National Credit Union Administration (NCUA) up to $250,000 per depositor, per ownership category — the same protection offered by FDIC insurance at banks.
Each credit union has its own membership eligibility criteria — often based on employer, community, association, or family ties. Click on any credit union to view its membership type and contact information. Many WACO credit unions offer community charters open to anyone who lives, works, or worships in the area.